Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 63 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
JOYE COMPANY from De Haan, company number BE0415598181, closed financial year 2025 with a result of € 280,900 after tax. For that financial year JOYE COMPANY recorded a gross margin of € 959,348 and equity of € 14.1 million. Compared with financial year 2024, the result moved from € 39,145 to € 280,900. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 20, 2026.
€ 14.1 million
▲ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 280,900
▲ € 241,755 vs 2024
Profit after tax over the fiscal year.
€ 383,154
▲ 72% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 4.6 million.
People and assets in 2025
0.1
▼ 0.4 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 11,648
▼ 18% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 733
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 6.4 million
▲ 127% vs 2024
€ 343,904 is repaid this year. At this pace the long-term loan is gone in ≈ 16 years.
€ 9,638
▲ 107% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 19,170
▲ 20% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 767,118 | € 577,318 | € 873,239 | € 959,348 | ▲ 10% |
| Profit after taxes | € 157,590 | € 877,169 | € 39,145 | € 280,900 | ▲ € 241,755 |
| Equity | € 12,883,155 | € 13,760,324 | € 13,799,469 | € 14,080,369 | ▲ 2% |
| Total debts | € 8,553,741 | € 8,951,955 | € 8,021,948 | € 7,563,723 | ▼ 6% |
| Cash | € 206,035 | € 372,559 | € 223,315 | € 383,154 | ▲ 72% |
| Land & buildings | € 14,886,701 | € 14,574,672 | € 14,290,726 | € 14,065,150 | ▼ 2% |
| Retained profit | € 3,372,339 | € 4,249,508 | € 4,288,652 | € 4,569,552 | ▲ 7% |
| Bank debt | € 3,337,187 | € 3,141,113 | € 2,819,480 | € 6,389,605 | ▲ 127% |
| Balance sheet total | € 21,436,896 | € 22,712,279 | € 21,821,418 | € 21,644,092 | ▼ 1% |
| Employees (FTE) | 0.5 | 0.5 | 0.5 | 0.1 | ▼ 0.4 |
Key figures of JOYE COMPANY, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to JOYE COMPANY?
What happened at JOYE COMPANY in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Vanessa Joye stepped down as director. NBB
- A&C Holding NV stepped down as director. NBB
- Pascale Joye stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 280,900 (▲ € 241,755 vs 2024). Source: NBB ↗
- Vanessa Joye became a director. NBB
- A&C Holding NV became a director. NBB
- Pascale Joye became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 157,590 profit in 2022 to € 280,900 profit in 2025.
Paid € 204,962 in corporate taxes since 2022.
Best year ever: 2023, with € 877,169 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of A&C HOLDING comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
JOYE COMPANYThe shares are held by A&C HOLDING (100%). It owns 100% of New Vennepark and 68% of Joye Invest itself.
Directors
According to the 2025 annual accounts
Vanessa Joye
Director
Also active at: IMMOGROEP JOYE, NEW VENNEPARK, Joye Invest, PANAME, PARISMA, V&T COMPANY, CJOY
since 2026 · until 2031
Managing director · represented by Dimitri Joye
Also active at: IMMOGROEP JOYE, NEW VENNEPARK, Joye Invest
since 2026 · until 2031
since 2026 · until 2031
Shareholders
100%
Participations
100%
68%
Establishments
Establishment units
Physical locations of this company
Normandiëlaan 13
8420 De Haan
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 7 companies are registered at this address.
All companies at this address →Nationale Konstruktie Maatschappij
€ 138,004 gross margin · 2025
IMMOGROEP JOYE same network
€ 103,592 gross margin · 2025
NEW VENNEPARK same network
€ 175,496 gross margin · 2025
Joye Invest same network
€ 31,594 gross margin · 2025
A&C HOLDING same network
€ 1.5 million gross margin · 2025
+2 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0415.598.181
- VAT number
- BE 0415.598.181
- Registered office
- Normandiëlaan 13, 8420 De Haan
- Names & denominations
- JOYE COMPANY · J.C.
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 26 November 1975
- Peppol
- Active · Active since 5 Jan 2026
- Activities · NACE
Overige accommodatie
Algemene bouw van residentiële gebouwen