Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Figures corrected NBB
Corrected annual account filed for 2024.
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Late annual account NBB
Fiscal year 2024 was filed 182 days after the legal deadline.
Financials
Financial year 2024
PANAME from De Haan, company number BE0665815918, closed financial year 2024 with a result of € -6,773 after tax. For that financial year PANAME recorded a gross margin of € 99,044 and equity of € 338,721. Compared with financial year 2023, the result moved from € 20,524 to € -6,773. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on January 29, 2026.
€ 338,721
▼ 2% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -6,773
▼ still € 20,524 profit in 2023
Profit after tax over the fiscal year.
€ 56
▲ 262% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 318,721.
People and assets in 2024
€ 6,716
▼ 29% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 230,321
▼ 22% vs 2023
€ 67,592 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 208,390
▼ 4% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 10,330
▼ 34% vs 2023
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 103,707 | € 103,508 | € 132,473 | € 99,044 | ▼ 25% |
| Profit after taxes | € 14,321 | € 18,203 | € 20,524 | € -6,773 | ▼ € 27,297 |
| Equity | € 306,817 | € 325,020 | € 345,544 | € 338,721 | ▼ 2% |
| Total debts | € 753,574 | € 657,798 | € 622,622 | € 520,623 | ▼ 16% |
| Cash | € 18 | € 11 | € 15 | € 56 | ▲ 262% |
| Land & buildings | € 14,542 | € 37,760 | € 30,460 | € 23,160 | ▼ 24% |
| Retained profit | € 286,817 | € 305,020 | € 325,544 | € 318,721 | ▼ 2% |
| Dividend | € 4,118 | € 0 | € 0 | € 0 | |
| Bank debt | € 425,645 | € 361,748 | € 296,643 | € 230,321 | ▼ 22% |
| Balance sheet total | € 1,060,391 | € 982,818 | € 968,166 | € 859,344 | ▼ 11% |
Key figures of PANAME, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to PANAME?
What happened at PANAME in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Corrected annual accounts filed for financial year 2024. filed late Source: NBB ↗
- THIERRY VAN RIJSWIJCK became a director. NBB
- New establishment in De Haan. KBO
- VANESSA JOYE became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 14,321 profit in 2021 to € 6,773 loss in 2024.
Paid € 14,613 in corporate taxes since 2021.
Best year ever: 2023, with € 20,524 profit.
Paid out € 4,118 in dividends to the owners in total.
Management
Behind PANAME are THIERRY VAN RIJSWIJCK and VANESSA JOYE. The same people are also behind PARISMA, V&T COMPANY and CJOY. VANESSA JOYE is also behind IMMOGROEP JOYE, JOYE COMPANY, NEW VENNEPARK and Joye Invest.
Directors
According to the 2024 annual accounts
since 2018
VANESSA JOYE
Director
Also active at: IMMOGROEP JOYE, JOYE COMPANY, NEW VENNEPARK, Joye Invest, PARISMA, V&T COMPANY, CJOY
since 2016
Establishments
Establishment units
Physical locations of this company
Ringlaan-Zuid 109
8420 De Haan
Zeedijk 13
8420 De Haan
Active since 8 November 2016
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0665.815.918
- VAT number
- BE 0665.815.918
- Registered office
- Ringlaan-Zuid 109, 8420 De Haan
- Names & denominations
- PANAME
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 28 October 2016
- Peppol
- Active · Active since 27 Oct 2025
- Activities · NACE
Activiteiten van holdings
Holdings