Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
IMMOGROEP JOYE from De Haan, company number BE0415284813, closed financial year 2025 with a result of € -65,782 after tax. For that financial year IMMOGROEP JOYE recorded a gross margin of € 103,592 and equity of € 5.1 million. Compared with financial year 2024, the result moved from € -2,785 to € -65,782. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 23, 2026.
€ 5.1 million
▼ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -65,782
▼ 2262 % more loss than in 2024
Profit after tax over the fiscal year.
€ 558,876
▼ 63% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 2.8 million.
People and assets in 2025
€ 71,054
▼ 30% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 2.1 million
▼ 7% vs 2024
Loans from banks and other lenders, long and short.
€ 17,789
▲ 43% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 4,028
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,202,762 | € 410,198 | € 268,956 | € 103,592 | ▼ 61% |
| Profit after taxes | € 731,482 | € 40,294 | € -2,785 | € -65,782 | ▼ € 62,997 |
| Equity | € 5,645,025 | € 5,685,319 | € 5,187,785 | € 5,122,004 | ▼ 1% |
| Total debts | € 4,537,754 | € 4,159,796 | € 4,796,520 | € 4,134,583 | ▼ 14% |
| Cash | € 2,489,632 | € 1,149,057 | € 1,530,124 | € 558,876 | ▼ 63% |
| Land & buildings | € 2,932,508 | € 2,893,480 | € 2,854,452 | € 2,815,425 | ▼ 1% |
| Retained profit | € 3,313,827 | € 3,354,121 | € 2,856,587 | € 2,790,806 | ▼ 2% |
| Dividend | € 0 | € 0 | € 520,000 | € 0 | ▼ 100% |
| Bank debt | € 0 | € 0 | € 2,228,346 | € 2,073,346 | ▼ 7% |
| Balance sheet total | € 10,344,062 | € 9,995,144 | € 10,080,211 | € 9,343,071 | ▼ 7% |
Key figures of IMMOGROEP JOYE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to IMMOGROEP JOYE?
What happened at IMMOGROEP JOYE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Vanessa Joye stepped down as director. NBB
- A&C Holding NV stepped down as director. NBB
- Pascale Joye stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 65,782. Source: NBB ↗
- Vanessa Joye became a director. NBB
- A&C Holding NV became a director. NBB
- Pascale Joye became a director. NBB
- New establishment in De Haan. KBO
In short
From € 731,482 profit in 2022 to € 65,782 loss in 2025.
Paid € 218,402 in corporate taxes since 2022.
Best year ever: 2022, with € 731,482 profit.
Paid out € 520,000 in dividends to the owners in total.
Management
The stake of A&C HOLDING, Joye Invest comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
IMMOGROEP JOYEThe shares are held by A&C HOLDING (76.9%) and Joye Invest (23.1%). It owns 34% of Beda and 23.7% of Loppem Sport itself.
Directors
According to the 2025 annual accounts
Vanessa Joye
Director
Also active at: JOYE COMPANY, NEW VENNEPARK, Joye Invest, PANAME, PARISMA, V&T COMPANY, CJOY
since 2026 · until 2031
Managing director · represented by Dimitri Joye
Also active at: JOYE COMPANY, NEW VENNEPARK, Joye Invest
since 2026 · until 2031
since 2026 · until 2031
Shareholders
76.9%
23.1%
Participations
34%
23.7%
Establishments
Establishment units
Physical locations of this company
Normandiëlaan 13
8420 De Haan
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 7 companies are registered at this address.
All companies at this address →Nationale Konstruktie Maatschappij
€ 138,004 gross margin · 2025
JOYE COMPANY same network
€ 959,348 gross margin · 2025
NEW VENNEPARK same network
€ 175,496 gross margin · 2025
Joye Invest same network
€ 31,594 gross margin · 2025
A&C HOLDING same network
€ 1.5 million gross margin · 2025
+2 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0415.284.813
- VAT number
- BE 0415.284.813
- Registered office
- Normandiëlaan 13, 8420 De Haan
- Names & denominations
- IMMOGROEP JOYE · IMMO JOYE of I.J.
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 25 July 1975
- Peppol
- Active · Active since 24 Nov 2023
- Activities · NACE
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