Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 49 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Unibreda from Antwerpen, company number BE0412535357, closed financial year 2025 with a result of € 42.2 million after tax. Compared with financial year 2024, the result moved from € 33.6 million to € 42.2 million. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on May 5, 2026.
€ 46.9 million
▲ 89% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 42.2 million
▲ 26% vs 2024
Profit after tax over the fiscal year.
€ 195,127
▼ 88% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 20.1 million paid out
48 % of the profit went to the shareholders, the rest stayed in the company.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 1.1 million
▲ € 1 million vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 194 days on average.
€ 17,845
▲ 78% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Profit after taxes | € 17,151,290 | € 24,962,705 | € 33,609,267 | € 42,181,807 | ▲ 26% |
| Equity | € 11,617,818 | € 17,140,523 | € 24,829,790 | € 46,923,597 | ▲ 89% |
| Total debts | € 24,794,645 | € 19,797,857 | € 25,994,177 | € 21,204,364 | ▼ 18% |
| Cash | € 1,001,586 | € 64,731 | € 1,625,149 | € 195,127 | ▼ 88% |
| Retained profit | € 9,217,818 | € 14,740,523 | € 22,429,790 | € 44,523,597 | ▲ 99% |
| Dividend | € 15,120,000 | € 19,440,000 | € 25,920,000 | € 20,088,000 | ▼ 22% |
| Bank debt | € 9,420,359 | € 345,763 | € 0 | € 0 | |
| Balance sheet total | € 36,412,463 | € 36,938,380 | € 50,823,967 | € 68,127,961 | ▲ 34% |
| Employees (FTE) | 0.4 | 0.1 | - | - |
Key figures of Unibreda, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Unibreda?
What happened at Unibreda in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Finedit NV stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 42.2 million (▲ 26% vs 2024). Source: NBB ↗
- Venatio BV stepped down as director. NBB
- Elizabeth Sinke stepped down as director. NBB
- Marc Leysen stepped down as director. NBB
- Buysse & Partners CommV. stepped down as director. NBB
- Wouter De Ploey stepped down as director. NBB
- Trilack BV stepped down as director. NBB
In short
From € 17.2 million profit in 2022 to € 42.2 million profit in 2025.
Paid € 8,656 in corporate taxes since 2022.
Best year ever: 2025, with € 42.2 million profit.
Paid out € 80.6 million in dividends to the owners in total.
Management
It owns 100% of Vanbreda Services, 99% of Justitia, 97% of Vanbreda Risk & Benefits, 75% of Vanbreda Nederland and 50% of VAN MOSSEL CAR INSURANCE itself.
Directors
According to the 2025 annual accounts
Director · represented by Bart Deckers
Also active at: VANBREDA RISK & BENEFITS, ACKERMANS & VAN HAAREN, INVALE, Karga
since 2024 · until 2026
Director, Chairman of the board · represented by Peter Vandekerkhove, Lieve Creten
since 2024 · until 2027
Elizabeth Sinke
Director
since 2024 · until 2026
since 2024 · until 2026
Managing director · represented by Frank Buysse
Also active at: BUYSSE & PARTNERS SMART ASSETS, Buysse & Partners Holding, COPUS GROUP, Siena Invest, Construct Materials Group, Buysse & Partners Asset Management, Buysse & Partners Smart Living, FLEX QUARTERS +3 more
since 2024 · until 2026
Wouter De Ploey
Director
since 2024 · until 2026
Director · represented by Tom van Lier
Also active at: VANBREDA RISK & BENEFITS, BEECKMAN INTERNATIONAL, BEXPO, IMMODROOM, BELGIAN FOOD PARTNERS
since 2024 · until 2026
Establishments
Establishment units
Physical locations of this company
Plantin en Moretuslei 303
2140 Antwerpen
Plantin en Moretuslei 295
2140 Antwerpen
Active since 1 September 1972
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0412.535.357
- VAT number
- BE 0412.535.357
- Registered office
- Plantin en Moretuslei 303, 2140 Antwerpen
- Names & denominations
- Unibreda
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 23 June 1972
- Peppol
- Active · Active since 13 Apr 2026
- Activities · NACE
Activiteiten van holdings
Financiële holdings
Holdings
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