Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Board fully replaced NBB
No director from three years ago is still active according to annual account 2025.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
Onderlinge Brandverzekering van Lendelede from Lendelede, company number BE0405537994, closed financial year 2025 with a result of € 855 after tax. For that financial year Onderlinge Brandverzekering van Lendelede recorded a gross margin of € 49,062 and equity of € 10,095. Compared with financial year 2024, the result moved from € 238 to € 855. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on May 26, 2026.
€ 10,095
▲ 8% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 855
▲ 260% vs 2024
Profit after tax over the fiscal year.
€ 24,294
▲ 254% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 9,392.
People and assets in 2025
1
Average over the fiscal year, from the social balance sheet.
€ 95,037
▲ 5% vs 2024
€ 95,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 641
▼ 91% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 50,402 | € 45,020 | € 49,897 | € 49,062 | ▼ 2% |
| Profit after taxes | € 511 | € 312 | € 238 | € 855 | ▲ 260% |
| Equity | € 8,808 | € 9,120 | € 9,315 | € 10,095 | ▲ 8% |
| Total debts | € 1,558,853 | € 1,499,687 | € 1,681,194 | € 1,768,345 | ▲ 5% |
| Cash | € 746,185 | € 2,132 | € 6,869 | € 24,294 | ▲ 254% |
| Retained profit | € 7,988 | € 8,300 | € 8,537 | € 9,392 | ▲ 10% |
| Balance sheet total | € 1,668,753 | € 1,751,012 | € 1,765,720 | € 1,991,674 | ▲ 13% |
| Employees (FTE) | 1 | 1 | 1 | 1 |
Key figures of Onderlinge Brandverzekering van Lendelede, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Onderlinge Brandverzekering van Lendelede?
What happened at Onderlinge Brandverzekering van Lendelede in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- FILIP DESCHEEMAEKER stepped down as director. NBB
- HEIN VERSTRAETE stepped down as director. NBB
- STEFAAN MUYLLE stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 855 (▲ 260% vs 2024). Source: NBB ↗
- FILIP DESCHEEMAEKER became a director. NBB
- STEFAAN MUYLLE became a director. NBB
- HEIN VERSTRAETE became a director. NBB
- New establishment in Lendelede. KBO
In short
From € 511 profit in 2022 to € 855 profit in 2025.
Best year ever: 2025, with € 855 profit.
On average € 49,100 of value added per employee in 2025.
A new publication or filing at Onderlinge Brandverzekering van Lendelede? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Onderlinge Brandverzekering van Lendelede are GABRIEL MAES, LUC MESSELY, JACQUES DEWULF and CARL DEWULF. LUC MESSELY is also behind WERKERS agro bedrijfshulp and WERKERS in aanneming. JACQUES DEWULF is also behind ADVIESGROEP DEWULF.
Directors
According to the 2025 annual accounts
GABRIEL MAES
Chairman of the board
LUC MESSELY
Vice-chairman of the board
Also active at: WERKERS agro bedrijfshulp, WERKERS in aanneming
CARL DEWULF
Manager
FILIP DESCHEEMAEKER
Director
since 2021 · until 2027
since 2021 · until 2027
since 2021 · until 2027
Establishments
Establishment units
Physical locations of this company
Oudstrijderslaan 47
8860 Lendelede
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0405.537.994
- VAT number
- BE 0405.537.994
- Registered office
- Oudstrijderslaan 47, 8860 Lendelede
- Names & denominations
- Onderlinge Brandverzekering van Lendelede
- Enterprise type
- Rechtspersoon
- Legal form
- Cooperative company
- Legal situation
- Normale toestand
- Start date
- 1 January 1968
- Peppol
- Not registered
- Activities · NACE
Activiteiten van gemengde verzekeringsondernemingen, overwegend niet-leven
Gemengde verzekeringsentiteiten, overwegend niet-leven