Financials
Financial year 2025
Onderlinge Brandverzekering van Izegem from Izegem, company number BE0405537895, closed financial year 2025 with a result of € 103 after tax. For that financial year Onderlinge Brandverzekering van Izegem recorded a gross margin of € 155,782 and equity of € 687. Compared with financial year 2024, the result moved from € 40 to € 103. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 5, 2026.
€ 687
▲ 14% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 103
▲ 156% vs 2024
Profit after tax over the fiscal year.
€ 130,047
▼ 41% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 187.
People and assets in 2025
1.7
Average over the fiscal year, from the social balance sheet.
€ 163,764
▲ 11% vs 2024
€ 96,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 109,444
▲ 9% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 149,842 | € 113,828 | € 137,940 | € 155,782 | ▲ 13% |
| Profit after taxes | € 18,003 | € 31,893 | € 40 | € 103 | ▲ 156% |
| Equity | € -31,284 | € 609 | € 604 | € 687 | ▲ 14% |
| Total debts | € 783,569 | € 723,030 | € 720,026 | € 784,177 | ▲ 9% |
| Cash | € 268,748 | € 150,274 | € 220,106 | € 130,047 | ▼ 41% |
| Retained profit | € -31,849 | € 44 | € 84 | € 187 | ▲ 123% |
| Balance sheet total | € 970,517 | € 966,375 | € 1,092,295 | € 1,015,734 | ▼ 7% |
| Employees (FTE) | 1.5 | 1.7 | 1.7 | 1.7 |
Key figures of Onderlinge Brandverzekering van Izegem, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Onderlinge Brandverzekering van Izegem?
What happened at Onderlinge Brandverzekering van Izegem in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- SABINE VYNCKIER stepped down as director. NBB
- RUBEN FEYS stepped down as director. NBB
- ISABELLE BUSSCHAERT stepped down as director. NBB
- LUC DEBACKERE stepped down as director. NBB
- INGRID LUYCKX stepped down as director. NBB
- ANJA BOUCKHOUT stepped down as director. NBB
- JEROEN VANHAVERBEKE stepped down as director. NBB
- KURT DE GUFFROY stepped down as director. NBB
In short
From € 18,003 profit in 2022 to € 103 profit in 2025.
Paid € 2,911 in corporate taxes since 2022.
Best year ever: 2023, with € 31,893 profit.
On average € 91,600 of value added per employee in 2025.
Management
Behind Onderlinge Brandverzekering van Izegem are JORIS CLAEYS, EMMA CLAEYS and JOOST CLAEYS. JORIS CLAEYS is also behind AGENTSCHAP CLAEYS. EMMA CLAEYS is also behind Verzekeringen Claeys & Casier. JOOST CLAEYS is also behind VERZEKERINGSKANTOOR CLAEYS, M.A.J.A. and Kantoor Claeys - Alaska.
Directors
According to the 2025 annual accounts
since 2021
JOOST CLAEYS
Persoon belast met dagelijks bestuur
Also active at: VERZEKERINGSKANTOOR CLAEYS, M.A.J.A., Kantoor Claeys - Alaska
ANJA BOUCKHOUT
Director
since 2022 · until 2028
since 2022 · until 2028
KURT DE GUFFROY
Director
since 2023 · until 2028
since 2019 · until 2031
TOM DEMEULENAERE
Director
since 2021 · until 2028
RUBEN FEYS
Chairman of the board
since 2023 · until 2031
ISABELLE BUSSCHAERT
Director
since 2019 · until 2031
since 2021 · until 2028
LUC DEBACKERE
Director
since 2019 · until 2031
DANNY GLORIE
Director
since 2022 · until 2028
INGRID LUYCKX
Director
since 2019 · until 2031
BART DESIMPEL
Director
since 2021 · until 2028
Establishments
Establishment units
Physical locations of this company
Kerkplein 13
8870 Izegem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Rackspace Email
Hosting
DIGITALOCEAN-ASN - DigitalOcean, LLC, US
Website info
Features
Security
Details
- Company number
- 0405.537.895
- VAT number
- BE 0405.537.895
- Registered office
- Kerkplein 13, 8870 Izegem
- Names & denominations
- Onderlinge Brandverzekering van Izegem
- Enterprise type
- Rechtspersoon
- Legal form
- Cooperative company
- Legal situation
- Normale toestand
- Start date
- 1 January 1968
- Peppol
- Active · Active since 30 Oct 2025
- Contact
- agentschapclaeys.be
- Activities · NACE
Activiteiten van gemengde verzekeringsondernemingen, overwegend niet-leven
Gemengde verzekeringsentiteiten, overwegend niet-leven