Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Board fully replaced NBB
No director from three years ago is still active according to annual account 2025.
Financials
Financial year 2025
All Risks Insurance from Menen, company number BE0846022617, closed financial year 2025 with a result of € 34,563 after tax. For that financial year All Risks Insurance recorded a gross margin of € 120,261 and equity of € 119,614. Compared with financial year 2024, the result moved from € 64,097 to € 34,563. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 15, 2026.
€ 119,614
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 34,563
▼ 46% vs 2024
Profit after tax over the fiscal year.
€ 20,300
▼ 33% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 34,563 paid out
100 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 29,782
▲ 248% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 1,391
▼ 88% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 15,085
Loans from banks and other lenders, long and short.
€ 4,160
▼ 47% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 12,437
▼ 1% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 171,722 | € 171,566 | € 115,589 | € 120,261 | ▲ 4% |
| Profit after taxes | € 45,034 | € 49,727 | € 64,097 | € 34,563 | ▼ 46% |
| Equity | € 108,690 | € 115,517 | € 119,614 | € 119,614 | |
| Total debts | € 99,920 | € 108,965 | € 98,529 | € 67,946 | ▼ 31% |
| Cash | € 32,990 | € 46,156 | € 30,357 | € 20,300 | ▼ 33% |
| Retained profit | € 78,690 | € 85,517 | € 89,614 | € 89,614 | |
| Dividend | € 57,150 | € 42,900 | € 60,000 | € 34,563 | ▼ 42% |
| Bank debt | € 14,793 | € 18,852 | € 15,095 | € 15,085 | |
| Balance sheet total | € 208,610 | € 224,482 | € 218,143 | € 187,560 | ▼ 14% |
Key figures of All Risks Insurance, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to All Risks Insurance?
What happened at All Risks Insurance in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 34,563 (▼ 46% vs 2024). filed late Source: NBB ↗
- Samy Samaille became a director. NBB
- Laurent Biancato stepped down as director. NBB
- New establishment in Mouscron. KBO
- Laurent Biancato became a director. NBB
- New establishment in Ingelmunster. KBO
- Start of the company according to the CBE. KBO
In short
From € 45,034 profit in 2022 to € 34,563 profit in 2025.
Paid € 64,341 in corporate taxes since 2022.
Best year ever: 2024, with € 64,097 profit.
Paid out € 194,613 in dividends to the owners in total.
Management
Behind All Risks Insurance is Samy Samaille.
Directors
According to the 2025 annual accounts
Samy Samaille
Director
since 2026
since 2012 · until 2026
Establishments
Establishment units
Physical locations of this company
Dronckaertstraat 117
8930 Menen
Oostrozebekestraat 135
8770 Ingelmunster
Active since 14 May 2012
Voetbrugstraat 121
7700 Mouscron
Active since 25 March 2014
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
OVH Mail
Hosting
OVH, FR
DNS
OVH DNS
Website info
Features
Security
Details
- Company number
- 0846.022.617
- VAT number
- BE 0846.022.617
- Registered office
- Dronckaertstraat 117, 8930 Menen
- Names & denominations
- All Risks Insurance
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 May 2012
- Peppol
- Active · Active since 24 Nov 2023
- Contact
- esthetieksylvie.be
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars