Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 24 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
44 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
GEWESTELIJKE MAATSCHAPPIJ VOOR HUISVESTINGSKREDIET - SOCIETE REGIONALE DE CREDIT AU LOGEMENT from Brussel, company number BE0403276312, closed financial year 2025 with a result of € 70,028 after tax. For that financial year GEWESTELIJKE MAATSCHAPPIJ VOOR HUISVESTINGSKREDIET - SOCIETE REGIONALE DE CREDIT AU LOGEMENT recorded a gross margin of € 76,499 and equity of € 4.7 million. Compared with financial year 2024, the result moved from € 81,918 to € 70,028. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 3, 2026.
€ 4.7 million
▲ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 70,028
▼ 15% vs 2024
Profit after tax over the fiscal year.
€ 60,120
▲ 57% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 1.7 million.
Debts at end 2025
€ 9.4 million
▼ 7% vs 2024
€ 868,505 is repaid this year. At this pace the long-term loan is gone in ≈ 11 years.
€ 3,334
▼ 65% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 491,800 | € 487,066 | - | - | |
| Gross margin | - | - | € 77,306 | € 76,499 | ▼ 1% |
| Profit after taxes | € -235,382 | € 41,807 | € 81,918 | € 70,028 | ▼ 15% |
| Equity | € 4,529,138 | € 4,570,945 | € 4,652,863 | € 4,722,891 | ▲ 2% |
| Total debts | € 13,429,509 | € 12,567,902 | € 11,608,942 | € 12,299,446 | ▲ 6% |
| Cash | € 329,553 | € 179,892 | € 38,289 | € 60,120 | ▲ 57% |
| Retained profit | € 1,526,015 | € 1,567,822 | € 1,649,740 | € 1,719,768 | ▲ 4% |
| Bank debt | € 11,658,344 | € 10,875,638 | € 10,082,270 | € 9,425,182 | ▼ 7% |
| Balance sheet total | € 17,958,647 | € 17,138,848 | € 16,261,805 | € 17,028,618 | ▲ 5% |
Key figures of GEWESTELIJKE MAATSCHAPPIJ VOOR HUISVESTINGSKREDIET - SOCIETE REGIONALE DE CREDIT AU LOGEMENT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to GEWESTELIJKE MAATSCHAPPIJ VOOR HUISVESTINGSKREDIET - SOCIETE REGIONALE DE CREDIT AU LOGEMENT?
What happened at GEWESTELIJKE MAATSCHAPPIJ VOOR HUISVESTINGSKREDIET - SOCIETE REGIONALE DE CREDIT AU LOGEMENT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Olivier NOKERMAN stepped down as director. NBB
- PATRONALE LIFE NV stepped down as director. NBB
- ABC- GROUP NV stepped down as director. NBB
- Bart CORNU stepped down as director. NBB
- Laura DE GEYTER stepped down as director. NBB
- Johan VANDENBERGHE stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 70,028 (▼ 15% vs 2024). Source: NBB ↗
- Olivier NOKERMAN became a director. NBB
In short
From € 235,382 loss in 2022 to € 70,028 profit in 2025.
Paid € 6,063 in corporate taxes since 2022.
Best year ever: 2024, with € 81,918 profit.
A new publication or filing at GEWESTELIJKE MAATSCHAPPIJ VOOR HUISVESTINGSKREDIET - SOCIETE REGIONALE DE CREDIT AU LOGEMENT? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The shares are held by PATRONALE LIFE NV (99.2%).
Directors
According to the 2025 annual accounts
Olivier NOKERMAN
Director
Also active at: Demer en Dijle, PATRONALE REAL ESTATE, ENERGY SOLUTIONS GROUP
since 2025 · until 2031
Managing director · represented by Filip MOEYKENS
Also active at: MANUGENIE, HYPOSTART, INDOMI, KREDIET VOOR SOCIALE WONINGEN, SOCODIX, Demer en Dijle, De Vrijdomskaai, SOGIMES +48 more
since 2025 · until 2031
Chairman of the board · represented by Werner VAN WALLE
Owns 2.8% via PATRONALE LIFE NV
Also active at: MANUGENIE, HYPOSTART, INDOMI, SOCODIX, Demer en Dijle, De Vrijdomskaai, SOGIMES, IMMOBILIERE COGIMES +8 more
since 2025 · until 2031
since 2025 · until 2031
since 2025 · until 2031
since 2025 · until 2031
Shareholders
PATRONALE LIFE NV · holding of ABC- GROUP NV
99.2%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Bischoffsheimlaan 33
1000 Brussel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 44 companies are registered at this address.
All companies at this address →MANUGENIE same network
€ 1.4 million revenue · 2025
KREDIET VOOR SOCIALE WONINGEN same network
€ 588,696 revenue · 2025
L'Entr'Aide Financière du Tournaisis
€ 1.5 million revenue · 2024
SOCODIX same network
€ 54,108 revenue · 2025
The Chester Antwerp
€ 3.1 million gross margin · 2025
+39 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0403.276.312
- VAT number
- BE 0403.276.312
- Registered office
- Bischoffsheimlaan 33, 1000 Brussel
- Names & denominations
- GEWESTELIJKE MAATSCHAPPIJ VOOR HUISVESTINGSKREDIET - SOCIETE REGIONALE DE CREDIT AU LOGEMENT · G.M.H.K. - S.R.C.L.
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 1 January 1891
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
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