Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 38 % of short-term debt in 2024; threshold 65 %.
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Shrinking team NBB
FTE fell two years in a row, from 3.1 to 2.3.
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Busy address KBO
44 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2024
L'Entr'Aide Financière du Tournaisis from Brussel, company number BE0402492491, closed financial year 2024 with a result of € -11,690 after tax. For that financial year L'Entr'Aide Financière du Tournaisis recorded revenue of € 1.5 million and equity of € 4.4 million. Compared with financial year 2023, the result moved from € 3,813 to € -11,690. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 18, 2025.
€ 4.4 million
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -11,690
▼ still € 3,813 profit in 2023
Profit after tax over the fiscal year.
€ 64,078
▼ 91% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 1.9 million.
People and assets in 2024
2.3
▼ 0.2 vs 2023
Average over the fiscal year, from the social balance sheet.
€ 129,341
▼ 21% vs 2023
€ 56,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 239
▼ 20% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 10.7 million
▼ 1% vs 2023
€ 3.8 million is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 94,036
▼ 39% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 33,428
▲ 124% vs 2023
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|
| Revenue | € 1,843,227 | € 1,816,119 | € 1,476,031 | ▼ 19% |
| Gross margin | € 1,496,172 | € 1,015,233 | € 921,731 | ▼ 9% |
| Profit after taxes | € 3,772 | € 3,813 | € -11,690 | ▼ € 15,503 |
| Equity | € 4,410,629 | € 4,414,443 | € 4,402,752 | |
| Total debts | € 13,239,034 | € 11,670,611 | € 11,179,497 | ▼ 4% |
| Cash | € 1,403,665 | € 734,820 | € 64,078 | ▼ 91% |
| Land & buildings | € 84,138 | € 78,540 | € 75,937 | ▼ 3% |
| Retained profit | € 1,910,629 | € 1,914,443 | € 1,902,752 | ▼ 1% |
| Dividend | € 190,000 | € 0 | € 0 | |
| Bank debt | € 12,250,082 | € 10,768,831 | € 10,654,117 | ▼ 1% |
| Balance sheet total | € 17,649,664 | € 16,085,053 | € 15,582,249 | ▼ 3% |
| Employees (FTE) | 3.1 | 2.5 | 2.3 | ▼ 0.2 |
Key figures of L'Entr'Aide Financière du Tournaisis, fiscal years 2022 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to L'Entr'Aide Financière du Tournaisis?
What happened at L'Entr'Aide Financière du Tournaisis in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Fernand Pels stepped down as director. NBB
- Laetitia Tarditi stepped down as director. NBB
- Louis-Philippe Bourdon stepped down as director. NBB
- Christophe Widart stepped down as director. NBB
- New annual accounts for financial year 2024: loss of € 11,690 (▼ € 15,503 vs 2023). Source: NBB ↗
- Fernand Pels became a director. NBB
- Laetitia Tarditi became a director. NBB
- Christophe Widart became a director. NBB
In short
From € 3,772 profit in 2022 to € 11,690 loss in 2024.
Paid € 17,097 in corporate taxes since 2022.
Best year ever: 2023, with € 3,813 profit.
On average € 400,800 of value added per employee in 2024.
A new publication or filing at L'Entr'Aide Financière du Tournaisis? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of CHRISTOPHE WIDART comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
L'Entr'Aide Financière du TournaisisThe shares are held by CHRISTOPHE WIDART (16.8%).
Directors
According to the 2024 annual accounts
Louis-Philippe Bourdon
Director
since 1985 · until 2027
Fernand Pels
Director
since 2023 · until 2029
since 2023 · until 2029
Christophe Widart
Director
since 2005 · until 2027
Shareholders
16.8%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Bischoffsheimlaan 33
1000 Brussel
Rue Neuve(ROU) 2
7601 Péruwelz
Active since 1 March 1950
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 44 companies are registered at this address.
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€ 588,696 revenue · 2025
SOCODIX
€ 54,108 revenue · 2025
GEWESTELIJKE MAATSCHAPPIJ VOOR HUISVESTINGSKREDIET - SOCIETE REGIONALE DE CREDIT AU LOGEMENT
€ 76,499 gross margin · 2025
The Chester Antwerp
€ 3.1 million gross margin · 2025
+39 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0402.492.491
- VAT number
- BE 0402.492.491
- Registered office
- Bischoffsheimlaan 33, 1000 Brussel
- Names & denominations
- L'Entr'Aide Financière du Tournaisis · LEFT of l'EAFT
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 14 March 1955
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
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