Financials
Financial year 2025
Pâtisserie M.Schamp from Charleroi, company number BE0401613355, closed financial year 2025 with a result of € 27,768 after tax. For that financial year Pâtisserie M.Schamp recorded revenue of € 13.5 million and equity of € 1 million. Compared with financial year 2024, the result moved from € 363,639 to € 27,768. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2026.
€ 1 million
▲ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 27,768
▼ 92% vs 2024
Profit after tax over the fiscal year.
€ 1.1 million
▲ 39% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 965,162.
People and assets in 2025
160.6
▲ 10.4 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 5.6 million
▲ 18% vs 2024
€ 35,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 116,975
▼ 12% vs 2024
Of which on lease € 41,147.
Debts at end 2025
€ 1.5 million
▲ 59% vs 2024
€ 625,729 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 1.4 million
▲ 16% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 917,486
▲ 51% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | - | - | € 12,318,854 | € 13,471,523 | ▲ 9% |
| Gross margin | € 1,725,723 | € 2,572,422 | € 5,595,442 | € 6,333,788 | ▲ 13% |
| Profit after taxes | € -66,561 | € 24,585 | € 363,639 | € 27,768 | ▼ 92% |
| Equity | € 611,170 | € 635,754 | € 999,394 | € 1,027,162 | ▲ 3% |
| Total debts | € 3,294,007 | € 4,096,778 | € 4,276,968 | € 5,099,366 | ▲ 19% |
| Cash | € 704,736 | € 780,971 | € 824,457 | € 1,149,606 | ▲ 39% |
| Land & buildings | € 1,112 | € 834 | € 556 | € 278 | ▼ 50% |
| Retained profit | € 549,170 | € 573,754 | € 937,394 | € 965,162 | ▲ 3% |
| Bank debt | € 889,457 | € 767,289 | € 947,353 | € 1,504,768 | ▲ 59% |
| Balance sheet total | € 3,905,177 | € 4,732,532 | € 5,276,362 | € 6,126,528 | ▲ 16% |
| Employees (FTE) | 70.3 | 88.2 | 150.2 | 160.6 | ▲ 10.4 |
Key figures of Pâtisserie M.Schamp, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Pâtisserie M.Schamp?
What happened at Pâtisserie M.Schamp in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- DSV HOLDING stepped down as director. NBB
- Sandro TASILLO stepped down as director. NBB
- Virginie GILOT stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 27,768 (▼ 92% vs 2024). filed late Source: NBB ↗
- New establishment in Eghezée. KBO
- New establishment in Charleroi. KBO
- New establishment in Charleroi. KBO
- DSV HOLDING became a director. NBB
In short
From € 66,561 loss in 2022 to € 27,768 profit in 2025.
Paid € 32,542 in corporate taxes since 2022.
Best year ever: 2024, with € 363,639 profit.
On average € 39,400 of value added per employee in 2025.
Management
The stake of DSV HOLDING comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Pâtisserie M.SchampThe shares are held by DSV HOLDING (100%).
Directors
According to the 2025 annual accounts
since 2025 · until 2031
since 2025 · until 2031
since 2025 · until 2031
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Pige Magrite 5
6001 Charleroi
Route de Philippeville 461
6010 Charleroi
Active since 1 January 1953
Chaussée du Roeulx 153
7000 Mons
Active since 1 July 2017
Chaussée de Châtelet 40
6060 Charleroi
Active since 30 October 2017
Rue Neuve(GER) 4
6280 Gerpinnes
Active since 18 February 2020
Rue des Hiercheuses 2B
6001 Charleroi
Active since 1 March 2020
Rue Chaussée(FLM) 317 box 2
6141 Fontaine-l'Evêque
Active since 12 February 2020
Avenue de Philippeville 239
6001 Charleroi
Active since 14 November 2020
Rue de Gozée 453
6110 Montigny-le-Tilleul
Active since 8 December 2020
Grand-Rue 82
6200 Châtelet
Active since 27 April 2021
Rue Albert 1er(FLG) 2
6210 Les Bons Villers
Active since 17 September 2021
Rue de Mons(F-E) 32
6140 Fontaine-l'Evêque
Active since 1 October 2021
Boulevard Joseph Tirou 59
6000 Charleroi
Active since 7 June 2022
Chaussée de Bruxelles 4 box H
1470 Genappe
Active since 23 February 2023
Chaussée de Charleroi(FL) 507
6220 Fleurus
Active since 1 July 2023
Rue des Piges 5
6031 Charleroi
Active since 28 August 2023
Avenue Paul Pastur 28
6032 Charleroi
Active since 10 August 2023
Chaussée de Nivelles(LUT) 400
6238 Pont-à-Celles
Active since 18 March 2024
Rue de Gozée 649/b
6110 Montigny-le-Tilleul
Active since 23 April 2024
Rue de Beaumont(GOZ) 25 box 2
6534 Thuin
Active since 17 February 2025
Rue du Sanatorium 2
6001 Charleroi
Active since 29 January 2026
Chaussée du Château Mondron 127
6040 Charleroi
Active since 26 June 2026
Chaussée de Louvain,Mehaigne 45-47
5310 Eghezée
Active since 1 September 2026
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0401.613.355
- VAT number
- BE 0401.613.355
- Registered office
- Pige Magrite 5, 6001 Charleroi
- Names & denominations
- Pâtisserie M.Schamp
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 22 December 1952
- Peppol
- Active · Active since 11 Sept 2025
- Activities · NACE
Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk
Artisanale brood- en banketbakkerijen