Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 12 % of short-term debt in 2024; threshold 65 %.
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Shrinking team NBB
FTE fell two years in a row, from 59.1 to 0.
Financials
Financial year 2024
ROLAND SCHAMP ET FILS from Charleroi, company number BE0438074962, closed financial year 2024 with a result of € 6,448 after tax. For that financial year ROLAND SCHAMP ET FILS recorded a gross margin of € 462,151 and equity of € 626,200. Compared with financial year 2023, the result moved from € 55,597 to € 6,448. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on September 25, 2025.
€ 626,200
▲ 1% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 6,448
▼ 88% vs 2023
Profit after tax over the fiscal year.
€ 14,915
▼ 89% vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € 564,200.
People and assets in 2024
0
▼ 45.1 vs 2023
Average over the fiscal year, from the social balance sheet.
€ 11,711
▼ 43% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 2.3 million
▼ 15% vs 2023
€ 524,732 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 710,230
▼ 47% vs 2023
Supplier invoices still open on the last day of the fiscal year.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 2,703,008 | € 2,615,083 | € 2,280,100 | € 462,151 | ▼ 80% |
| Profit after taxes | € 50,209 | € 86,207 | € 55,597 | € 6,448 | ▼ 88% |
| Equity | € 477,948 | € 564,155 | € 619,752 | € 626,200 | ▲ 1% |
| Total debts | € 3,069,183 | € 3,617,085 | € 4,214,534 | € 2,999,542 | ▼ 29% |
| Cash | € 195,517 | € 102,773 | € 130,499 | € 14,915 | ▼ 89% |
| Land & buildings | € 180,930 | € 509,282 | € 828,914 | € 799,337 | ▼ 4% |
| Retained profit | € 415,948 | € 502,155 | € 557,752 | € 564,200 | ▲ 1% |
| Bank debt | € 1,582,909 | € 2,194,352 | € 2,646,337 | € 2,258,087 | ▼ 15% |
| Balance sheet total | € 3,547,131 | € 4,181,240 | € 4,834,286 | € 3,625,742 | ▼ 25% |
| Employees (FTE) | 61 | 59.1 | 45.1 | 0 | ▼ 45.1 |
Key figures of ROLAND SCHAMP ET FILS, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to ROLAND SCHAMP ET FILS?
What happened at ROLAND SCHAMP ET FILS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- DSV HOLDING stepped down as director. NBB
- Sandro TASILLO stepped down as director. NBB
- Virginie GILOT stepped down as director. NBB
- New annual accounts for financial year 2024: profit of € 6,448 (▼ 88% vs 2023). filed late Source: NBB ↗
- DSV HOLDING became a director. NBB
- Sandro TASILLO became a director. NBB
- Virginie GILOT became a director. NBB
- New establishment in Charleroi. KBO
In short
From € 50,209 profit in 2021 to € 6,448 profit in 2024.
Paid € 42 in corporate taxes since 2021.
Best year ever: 2022, with € 86,207 profit.
On average € 50,600 of value added per employee in 2023.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of DSV HOLDING comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
ROLAND SCHAMP ET FILSThe shares are held by DSV HOLDING (100%).
Directors
According to the 2024 annual accounts
since 2019 · until 2025
since 2019 · until 2025
since 2019 · until 2025
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue des Hiercheuses 2B
6001 Charleroi
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0438.074.962
- VAT number
- BE 0438.074.962
- Registered office
- Rue des Hiercheuses 2B, 6001 Charleroi
- Names & denominations
- ROLAND SCHAMP ET FILS
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 26 July 1989
- Peppol
- Active · Active since 6 Oct 2025
- Activities · NACE
Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk
Artisanale brood- en banketbakkerijen