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Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
CREDIT SOCIAL LOGEMENT from Verviers, company number BE0202268754, closed financial year 2025 with a result of € 110,166 after tax. For that financial year CREDIT SOCIAL LOGEMENT recorded a gross margin of € 225,717 and equity of € 4 million. Compared with financial year 2024, the result moved from € 14,235 to € 110,166. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 5, 2026.
€ 4 million
▲ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 110,166
▲ € 95,931 vs 2024
Profit after tax over the fiscal year.
€ 951,465
▲ 15% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 2.2 million.
People and assets in 2025
1.8
Average over the fiscal year, from the social balance sheet.
€ 136,330
▼ 4% vs 2024
€ 75,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 2,603
▼ 24% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 32.7 million
▼ 5% vs 2024
€ 1.4 million is repaid this year. At this pace the long-term loan is gone in ≈ 23 years.
€ 9,457
▲ € 7,512 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 22,850
▲ 37% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 326,917 | € 362,192 | € 244,300 | € 225,717 | ▼ 8% |
| Profit after taxes | € 146,497 | € 219,258 | € 14,235 | € 110,166 | ▲ € 95,931 |
| Equity | € 3,624,707 | € 3,843,965 | € 3,858,201 | € 3,968,367 | ▲ 3% |
| Total debts | € 32,169,264 | € 35,297,981 | € 34,718,402 | € 32,832,309 | ▼ 5% |
| Cash | € 1,301,182 | € 835,397 | € 827,044 | € 951,465 | ▲ 15% |
| Land & buildings | € 388,776 | € 378,930 | € 383,778 | € 372,300 | ▼ 3% |
| Retained profit | € 1,858,491 | € 2,077,749 | € 2,091,984 | € 2,202,150 | ▲ 5% |
| Bank debt | € 31,919,285 | € 35,134,134 | € 34,574,687 | € 32,691,285 | ▼ 5% |
| Balance sheet total | € 35,793,971 | € 39,141,946 | € 38,576,602 | € 36,800,676 | ▼ 5% |
| Employees (FTE) | 1.8 | 2.3 | 1.8 | 1.8 |
Key figures of CREDIT SOCIAL LOGEMENT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CREDIT SOCIAL LOGEMENT?
What happened at CREDIT SOCIAL LOGEMENT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 110,166 (▲ € 95,931 vs 2024). Source: NBB ↗
- Serge HILIGSMANN became a director. NBB
- Astrid BASTIN became a director. NBB
- Serge GRANDFILS became a director. NBB
- Sabrina MARTIN became a director. NBB
- Chantal SYBEN became a director. NBB
- isabelle STEGEN became a director. NBB
- Anne-Françoise MARECHAL became a director. NBB
In short
From € 146,497 profit in 2022 to € 110,166 profit in 2025.
Paid € 31,016 in corporate taxes since 2022.
Best year ever: 2023, with € 219,258 profit.
On average € 125,400 of value added per employee in 2025.
A new publication or filing at CREDIT SOCIAL LOGEMENT? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind CREDIT SOCIAL LOGEMENT are Serge HILIGSMANN, Astrid BASTIN, Serge GRANDFILS, Sabrina MARTIN , Chantal SYBEN and François GOHY. Astrid BASTIN is also behind Association de gestion des domaines touristiques du Vallon de Lembrée and VISITWallonia. Sabrina MARTIN is also behind Centre culturel de Dison A.S.B.L..
Directors
According to the 2025 annual accounts
Serge HILIGSMANN
Director
since 2025
Astrid BASTIN
Director
Also active at: Association de gestion des domaines touristiques du Vallon de Lembrée, VISITWallonia
since 2025
Serge GRANDFILS
Director
since 2025
since 2025
Chantal SYBEN
Director
since 2025
François GOHY
Director
Also active at: Conseil francophone des Exploitants d'Autobus et d'Autocars et des Organisateurs de Voyages, Régie Communale Autonome "Régie theutoise", FLAG TOURISME
Antoine LUKOKI
Director
since 2023
isabelle STEGEN
Chairman of the board
since 2025
Anne-Françoise MARECHAL
Director
since 2025
Arnaud DEHTIER
Director
since 2025
Laurence XHONNEUX
Director
Vincenzo ZAMMUTO
Director
Claude KLENKENBERG
Director
Also active at: Commission de gestion du Parc Naturel Hautes Fagnes-Eifel, association sans but lucratif ou ASBL, Blegny-Mine a.s.b.l., FAGNES ET PLATEAU
since 2024 · until 2025
· until 2025
Michel BOUHY
Director
Also active at: Centre culturel de Dison A.S.B.L., Régie communale autonome de Dison
· until 2025
Nathalie LEVEQUE
Director
· until 2025
Eric JEROME
Director
Also active at: Union des Villes et Communes de Wallonie, Centre local de promotion de la santé de l'arrondissement de Verviers, Régie communale autonome de la Ville de Herve
· until 2025
Maxime DEGEY
Chairman of the board
· until 2025
Karl José ORTMANN
Director
· until 2025
Bruno SCAILLET
Director
· until 2025
Jacques SOUPART
Director
· until 2025
Establishments
Establishment units
Physical locations of this company
Chaussée de Heusy 1/5
4800 Verviers
Rue Peltzer de Clermont 60
4800 Verviers
Active since 1 January 1955
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0202.268.754
- VAT number
- BE 0202.268.754
- Registered office
- Chaussée de Heusy 1/5, 4800 Verviers
- Names & denominations
- CREDIT SOCIAL LOGEMENT · C.S.L.
- Enterprise type
- Rechtspersoon
- Legal form
- Cooperative company
- Legal situation
- Normale toestand
- Start date
- 1 November 1968
- Peppol
- Not registered
- Contact
- [email protected]
- Activities · NACE
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