What does ELANTIS do?

ELANTIS is a credit provider in Liège. Public Limited, started on 29 January 1913, 1 establishment.

What is the address of ELANTIS?

The registered office of ELANTIS is located at Rue des Clarisses 38, 4000 Liège.

Is ELANTIS still active?

Yes. According to the CBE (29 October 2026) ELANTIS is active, legal situation “Normale toestand”, started on 29 January 1913.

Is ELANTIS registered on Peppol?

Yes, ELANTIS is registered on the Peppol network with ID 0208:0404228296.

What is the enterprise number of ELANTIS?

The enterprise number of ELANTIS is BE0404228296.

When was ELANTIS founded?

ELANTIS was founded on 29 January 1913.

Who are the directors of ELANTIS?

According to the 2025 annual accounts, the directors of ELANTIS are: Philippe DEMAZY, Matthias BAILLIEUL, Daniel MENU, Mia NEYENS, Emmanuel MICHIELS, Erik VERSTRAETEN.

Is ELANTIS a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 29 January 1913; 5 annual accounts filed, latest fiscal year 2025; 6 directors known from the annual account.

How much profit did ELANTIS make in 2025?

ELANTIS posted a profit after taxes of € 2,161,794 in financial year 2025.

What is the revenue of ELANTIS?

In its most recent annual accounts (2025), ELANTIS reported revenue of € 24,917,660.

How much does an employee at ELANTIS earn?

The average wage cost per full-time employee at ELANTIS was € 106,100 in 2025: staff costs of € 5.6 million for 52.5 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does ELANTIS have?

According to the 2025 annual accounts, ELANTIS has 52.5 full-time equivalents (FTE).

Does ELANTIS have a website?

Yes, ELANTIS has a website at elantis.be.

ELANTIS (Public Limited) - Liège - BE0404228296

Dossier ELANTIS, printed on 29 October 2026 from databakkes.be/en/0404228296/elantis. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 24 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

ELANTIS from Liège, company number BE0404228296, closed financial year 2025 with a result of € 2.2 million after tax. For that financial year ELANTIS recorded revenue of € 24.9 million and equity of € 20.8 million. Compared with financial year 2024, the result moved from € 4.4 million to € 2.2 million. The company is profitable. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on March 30, 2026.

What it is worth Healthy

€ 20.8 million

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 2.2 million

▼ 51% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 20.4 million

▲ 5% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 2.2 million paid out

100 % of the profit went to the shareholders, mostly to BELFIUS INSURANCE S.A. (100 % of the shares). That is where the money ends up.

People and assets in 2025

Full-time equivalents

52.5

▲ 3.7 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost Staff costs are payroll only. Director pay sits with services and miscellaneous goods: € 22.4 million in 2025, together with rent, insurance, accountants and other services. The accounts do not split that further.

€ 5.6 million

▲ 9% vs 2024

€ 106,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 5,236

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 3 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 288.2 million

▲ 33% vs 2024

€ 104.5 million is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.

Owed to suppliers

€ 9.8 million

▲ 24% vs 2024

Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 111 days on average.

Taxes and wages

€ 1.1 million

▲ 3% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Revenue	€ 18,064,152 Revenue 2022: € 18,064,152 First fiscal year in the series	€ 18,916,694 Revenue 2023: € 18,916,694 ▲ 5% vs 2022 (€ 18,064,152) Favourable step	€ 21,343,232 Revenue 2024: € 21,343,232 ▲ 13% vs 2023 (€ 18,916,694) Favourable step	€ 24,917,660 Revenue 2025: € 24,917,660 ▲ 17% vs 2024 (€ 21,343,232) Favourable step	▲ 17%
Profit after taxes	€ 3,282,283 Profit after taxes 2022: € 3,282,283 First fiscal year in the series	€ 3,971,785 Profit after taxes 2023: € 3,971,785 ▲ 21% vs 2022 (€ 3,282,283) Favourable step	€ 4,446,908 Profit after taxes 2024: € 4,446,908 ▲ 12% vs 2023 (€ 3,971,785) Favourable step	€ 2,161,794 Profit after taxes 2025: € 2,161,794 ▼ 51% vs 2024 (€ 4,446,908) Unfavourable step	▼ 51%
Equity	€ 20,750,000 Equity 2022: € 20,750,000 First fiscal year in the series	€ 20,750,000 Equity 2023: € 20,750,000 Unchanged (€ 20,750,000) Unchanged	€ 20,750,000 Equity 2024: € 20,750,000 Unchanged (€ 20,750,000) Unchanged	€ 20,750,000 Equity 2025: € 20,750,000 Unchanged (€ 20,750,000) Unchanged
Total debts	€ 217,754,374 Total debts 2022: € 217,754,374 First fiscal year in the series	€ 234,620,002 Total debts 2023: € 234,620,002 ▲ 8% vs 2022 (€ 217,754,374) Unfavourable step	€ 231,206,718 Total debts 2024: € 231,206,718 ▼ 1% vs 2023 (€ 234,620,002) Favourable step	€ 301,998,697 Total debts 2025: € 301,998,697 ▲ 31% vs 2024 (€ 231,206,718) Unfavourable step	▲ 31%
Cash	€ 16,857,592 Cash 2022: € 16,857,592 First fiscal year in the series	€ 16,615,852 Cash 2023: € 16,615,852 ▼ 1% vs 2022 (€ 16,857,592) Unfavourable step	€ 19,513,082 Cash 2024: € 19,513,082 ▲ 17% vs 2023 (€ 16,615,852) Favourable step	€ 20,411,860 Cash 2025: € 20,411,860 ▲ 5% vs 2024 (€ 19,513,082) Favourable step	▲ 5%
Land & buildings	€ 241,105 Land & buildings 2022: € 241,105 First fiscal year in the series	€ 411,289 Land & buildings 2023: € 411,289 ▲ 71% vs 2022 (€ 241,105) Unchanged	€ 392,020 Land & buildings 2024: € 392,020 ▼ 5% vs 2023 (€ 411,289) Unchanged	€ 362,271 Land & buildings 2025: € 362,271 ▼ 8% vs 2024 (€ 392,020) Unchanged	▼ 8%
Retained profit	€ 17,750,000 Retained profit 2022: € 17,750,000 First fiscal year in the series	€ 17,750,000 Retained profit 2023: € 17,750,000 Unchanged (€ 17,750,000) Unchanged	€ 17,750,000 Retained profit 2024: € 17,750,000 Unchanged (€ 17,750,000) Unchanged	€ 17,750,000 Retained profit 2025: € 17,750,000 Unchanged (€ 17,750,000) Unchanged
Dividend	€ 3,282,283 Dividend 2022: € 3,282,283 First fiscal year in the series	€ 3,971,785 Dividend 2023: € 3,971,785 ▲ 21% vs 2022 (€ 3,282,283) Unchanged	€ 4,446,908 Dividend 2024: € 4,446,908 ▲ 12% vs 2023 (€ 3,971,785) Unchanged	€ 2,161,794 Dividend 2025: € 2,161,794 ▼ 51% vs 2024 (€ 4,446,908) Unchanged	▼ 51%
Bank debt	€ 203,910,031 Bank debt 2022: € 203,910,031 First fiscal year in the series	€ 221,185,116 Bank debt 2023: € 221,185,116 ▲ 8% vs 2022 (€ 203,910,031) Unfavourable step	€ 217,063,827 Bank debt 2024: € 217,063,827 ▼ 2% vs 2023 (€ 221,185,116) Favourable step	€ 288,231,241 Bank debt 2025: € 288,231,241 ▲ 33% vs 2024 (€ 217,063,827) Unfavourable step	▲ 33%
Balance sheet total	€ 241,077,055 Balance sheet total 2022: € 241,077,055 First fiscal year in the series	€ 257,576,223 Balance sheet total 2023: € 257,576,223 ▲ 7% vs 2022 (€ 241,077,055) Unchanged	€ 253,931,970 Balance sheet total 2024: € 253,931,970 ▼ 1% vs 2023 (€ 257,576,223) Unchanged	€ 324,451,352 Balance sheet total 2025: € 324,451,352 ▲ 28% vs 2024 (€ 253,931,970) Unchanged	▲ 28%
Employees (FTE)	50.7 Employees (FTE) 2022: 50.7 First fiscal year in the series	50.1 Employees (FTE) 2023: 50.1 ▼ 0.6 vs 2022 (50.7) Unchanged	48.8 Employees (FTE) 2024: 48.8 ▼ 1.3 vs 2023 (50.1) Unchanged	52.5 Employees (FTE) 2025: 52.5 ▲ 3.7 vs 2024 (48.8) Unchanged	▲ 3.7

Key figures of ELANTIS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to ELANTIS?

What happened at ELANTIS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

2029 Daniel MENU stepped down as director. NBB
2028 Emmanuel MICHIELS stepped down as director. NBB
2026 Philippe DEMAZY stepped down as director. NBB
Mar 30, 2026 New annual accounts for financial year 2025: profit of € 2.2 million (▼ 51% vs 2024). Source: NBB ↗
2026 Matthias BAILLIEUL stepped down as director. NBB
2026 Mia NEYENS stepped down as director. NBB
2026 Erik VERSTRAETEN stepped down as director. NBB
2025 Daniel MENU became a director. NBB

In short

From € 3.3 million profit in 2022 to € 2.2 million profit in 2025.

Paid € 4.8 million in corporate taxes since 2022.

Best year ever: 2024, with € 4.4 million profit.

Paid out € 13.9 million in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

BELFIUS INSURANCE S.A. 100%

ELANTIS

The shares are held by BELFIUS INSURANCE S.A. (100%).

Directors

According to the 2025 annual accounts

Philippe DEMAZY

Managing director

Also active at: Protection de l'Enfance - Foyer Lucie

since 2022 · until 2026

Matthias BAILLIEUL

Director

since 2022 · until 2026

Daniel MENU

Managing director

since 2025 · until 2029

Mia NEYENS

Director

since 2024 · until 2026

Emmanuel MICHIELS

Chairman of the board

since 2024 · until 2028

Erik VERSTRAETEN

Director

since 2022 · until 2026

Shareholders

BELFIUS INSURANCE S.A.

100%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Rue des Clarisses 38

4000 Liège

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

HTTPS elantis.be

Canonical: https://www.elantis.be/fr/

Technologies

FlickityGoogle Tag ManagerNginxPHPPWATurnstileWordPressYoast SEOreCAPTCHA

Hosting & Email

Email provider

Self-hosted

Hosting

Online SAS, FR

Website info

HTTPS Ja

Languages FR, NL

Features

Webshop Newsletter Ads

Security

✓ HTTPS

✗ SPF

✓ DMARC

Details

Company number

0404.228.296

VAT number

BE 0404.228.296

Registered office

Rue des Clarisses 38, 4000 Liège

Names & denominations

ELANTIS

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Normale toestand

Start date

29 January 1913

Peppol

Active · Active since 15 Sept 2025

Contact

elantis.be

Activities · NACE

Verstrekken van hypothecair krediet

Overige kredietverstrekking

Overige kredietverstrekking n.e.g.

Activiteiten van verzekeringsagenten en -makelaars

View on CBE Public ↗ Annual accounts (NBB) ↗

ELANTIS

Warning lights

Financials

What happened to ELANTIS?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Website

Technologies

Hosting & Email

Website info

Features

Security

Details

Frequently asked questions