Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 23 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
JLD FINANCE from Scherpenheuvel-Zichem, company number BE1026402827, closed financial year 2025 with a result of € 7,774 after tax. For that financial year JLD FINANCE recorded a gross margin of € 12,290 and equity of € 8,774. The company is profitable. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 8,774
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 7,774
Profit after tax over the fiscal year.
€ 850
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 7,774.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
€ 98,724
€ 13,358 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 196
Supplier invoices still open on the last day of the fiscal year.
€ 3,687
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
What happened to JLD FINANCE?
What happened at JLD FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 7,774. filed late Source: NBB ↗
- Incorporation, published in the Gazette. Source: Staatsblad ↗
- New establishment in Scherpenheuvel-Zichem. KBO
- Bram Janssens became a director. NBB
In short
Paid € 2,734 in corporate taxes since 2025.
Management
Behind JLD FINANCE is Bram Janssens. It owns 10.2% of Kantoor Janssens itself.
Directors
According to the 2025 annual accounts
since 2025
Establishments
Establishment units
Physical locations of this company
Op 't Zand 62
3271 Scherpenheuvel-Zichem
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Shareholders according to the Official Gazette deeds
Who contributed at incorporation and at capital increases, with the deed as source. Later share transfers are not published in the Gazette.
Incorporation
Source: Deed ↗- JANSSENS Bram(oprichter) 100%
Details
- Company number
- 1026.402.827
- VAT number
- BE 1026.402.827
- Registered office
- Op 't Zand 62, 3271 Scherpenheuvel-Zichem
- Names & denominations
- JLD FINANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 11 August 2025
- Peppol
- Active · Active since 27 Oct 2025
- Activities · NACE
Activiteiten van holdings