Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 23 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
JLD FINANCE from Scherpenheuvel-Zichem, company number BE1026402827, closed financial year 2025 with a result of € 7,774 after tax. For that financial year JLD FINANCE recorded a gross margin of € 12,290 and equity of € 8,774. The company is profitable. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 8,774
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 7,774
Profit after tax over the fiscal year.
€ 850
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 7,774.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
€ 98,724
€ 13,358 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 196
Supplier invoices still open on the last day of the fiscal year.
€ 3,687
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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What happened to JLD FINANCE?
What happened at JLD FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 7,774. filed late Source: NBB ↗
- New establishment in Scherpenheuvel-Zichem. KBO
- Start of the company according to the CBE. KBO
- Bram Janssens became a director. NBB
In short
Paid € 2,734 in corporate taxes since 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind JLD FINANCE is Bram Janssens. It owns 10.2% of Kantoor Janssens itself.
Directors
According to the 2025 annual accounts
since 2025
Establishments
Establishment units
Physical locations of this company
Op 't Zand 62
3271 Scherpenheuvel-Zichem
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 1026.402.827
- VAT number
- BE 1026.402.827
- Registered office
- Op 't Zand 62, 3271 Scherpenheuvel-Zichem
- Names & denominations
- JLD FINANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 11 August 2025
- Peppol
- Active · Active since 27 Oct 2025
- Activities · NACE
Activiteiten van holdings