Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 1 of the last 1 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 52 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
L&F SF from Plombières, company number BE1026103216, closed financial year 2025 with a result of € -2,565 after tax. For that financial year L&F SF recorded a gross margin of € 2,421 and equity of € -565. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 8, 2026.
€ -565
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -2,565
Profit after tax over the fiscal year.
€ 12,873
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -2,565.
People and assets in 2025
€ 25,559
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 31,129
€ 10,837 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 14,064
Supplier invoices still open on the last day of the fiscal year.
€ 2,520
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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What happened to L&F SF?
What happened at L&F SF in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 2,565. Source: NBB ↗
- FABIAN SPOBECK became a director. NBB
- New establishment in Plombières. KBO
- Start of the company according to the CBE. KBO
- LAURA VANDERHAEGHEN became a director. NBB
In short
Paid € 117 in corporate taxes since 2025.
A new publication or filing at L&F SF? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind L&F SF are LAURA VANDERHAEGHEN and FABIAN SPOBECK.
Directors
According to the 2025 annual accounts
LAURA VANDERHAEGHEN
Director
since 2025
FABIAN SPOBECK
Director
since 2026
Establishments
Establishment units
Physical locations of this company
Rue de Moresnet 262
4851 Plombières
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 1026.103.216
- VAT number
- BE 1026.103.216
- Registered office
- Rue de Moresnet 262, 4851 Plombières
- Names & denominations
- L&F SF · - LAURA VANDERHAEGHEN SAGE-FEMME - FERECO - FERRONNERIE & CREATIONS METALLIQUES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 August 2025
- Peppol
- Active · Active since 11 Aug 2026
- Activities · NACE
Activiteiten van verpleegkundigen en verloskundigen
Detailhandel in babyartikelen (algemeen assortiment)
Verspanend bewerken van metalen
Overige vormen van onderwijs
Detailhandel in medische en orthopedische artikelen, muv corrigerende brillen, lenzen en zonnebrillen