Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 40 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SPIK & SPAAK from Brugge, company number BE1021427618, closed financial year 2025 with a result of € 108,254 after tax. For that financial year SPIK & SPAAK recorded a gross margin of € 209,748 and equity of € 112,421. The company is profitable. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on April 23, 2026.
€ 112,421
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 108,254
Profit after tax over the fiscal year.
€ 73,064
Cash and bank balances on the last day of the fiscal year.
€ 833 paid out
1 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 30,224
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 41,787
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 374,670
€ 22,077 is repaid this year. At this pace the long-term loan is gone in ≈ 17 years.
€ 46,324
Supplier invoices still open on the last day of the fiscal year.
€ 81,187
Taxes, VAT and social contributions still to pay.
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What happened to SPIK & SPAAK?
What happened at SPIK & SPAAK in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 108,254. Source: NBB ↗
- New establishment in Brugge. KBO
- New establishment in Brugge. KBO
- Jacques Jeroen became a director. NBB
- Start of the company according to the CBE. KBO
In short
Paid € 36,783 in corporate taxes since 2025.
Paid out € 833 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Jacques Jeroen
Director
since 2025
Establishments
Establishment units
Physical locations of this company
Ter Lo 35
8310 Brugge
Astridlaan 168 box A
8310 Brugge
Active since 25 March 2025
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 1021.427.618
- VAT number
- BE 1021.427.618
- Registered office
- Ter Lo 35, 8310 Brugge
- Names & denominations
- SPIK & SPAAK
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 25 March 2025
- Peppol
- Active · Active since 5 May 2025
- Activities · NACE
Detailhandel in fietsen
Reparatie en onderhoud van consumentenartikelen, neg
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen