Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 1 of the last 1 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 26 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
MALUCO from Scherpenheuvel-Zichem, company number BE1019344690, closed financial year 2025 with a result of € -157,031 after tax. For that financial year MALUCO recorded a gross margin of € -109,949 and equity of € -147,031. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 17, 2026.
€ -147,031
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -157,031
Profit after tax over the fiscal year.
€ 139,630
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -157,031.
People and assets in 2025
1
Average over the fiscal year, from the social balance sheet.
€ 27,486
€ 27,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 45,146
Of which on lease € 45,146.
Debts at end 2025
€ 260,000
€ 12,590 is repaid this year. At this pace the long-term loan is gone in ≈ 21 years.
€ 1.3 million
Supplier invoices still open on the last day of the fiscal year.
€ 3,186
Taxes, VAT and social contributions still to pay.
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What happened to MALUCO?
What happened at MALUCO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 157,031. Source: NBB ↗
- Immo Montaigu BV became a director. NBB
- New establishment in Scherpenheuvel-Zichem. KBO
- Start of the company according to the CBE. KBO
- Maluma BV became a director. NBB
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of MALUMA comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
MALUCOBehind MALUCO are Maluma BV and Immo Montaigu BV. The shares are held by MALUMA (100%).
Directors
According to the 2025 annual accounts
since 2025
Director · represented by Maes Lukas
since 2025
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Mannenberg(S) 11
3270 Scherpenheuvel-Zichem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 1019.344.690
- VAT number
- BE 1019.344.690
- Registered office
- Mannenberg(S) 11, 3270 Scherpenheuvel-Zichem
- Names & denominations
- MALUCO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 29 January 2025
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
Detailhandel in ijzerwaren, bouwmaterialen, verf en glas (algemeen assortiment)
Detailhandel in drogisterijartikelen en onderhoudsproducten
Detailhandel in tapijten en andere vloerbedekking en wandbekleding