Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 42 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Crescente JSMA toitures from Stavelot, company number BE1017924334, closed financial year 2025 with a result of € 20,189 after tax. For that financial year Crescente JSMA toitures recorded a gross margin of € 75,937 and equity of € 16,179. Compared with financial year 2024, the result moved from € -8,177 to € 20,189. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 9, 2026.
€ 16,179
▲ € 19,356 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 20,189
▲ still € 8,177 loss in 2024
Profit after tax over the fiscal year.
€ 26,693
▲ € 21,693 vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 833 paid out
4 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 6,030
No payroll staff. An amount this small is usually a social contribution or pension premium for the director, booked under staff costs.
€ 68,640
▼ 33% vs 2024
Of which on lease € 60,588.
Debts at end 2025
€ 78,740
▼ 12% vs 2024
€ 32,948 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 34,311
▲ € 31,706 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 12,232
Taxes, VAT and social contributions still to pay.
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| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Gross margin | € -7,927 | € 75,937 | ▲ € 83,864 |
| Profit after taxes | € -8,177 | € 20,189 | ▲ € 28,366 |
| Equity | € -3,177 | € 16,179 | ▲ € 19,356 |
| Total debts | € 166,587 | € 149,279 | ▼ 10% |
| Cash | € 5,000 | € 26,693 | ▲ € 21,693 |
| Retained profit | € -8,177 | € 11,179 | ▲ € 19,356 |
| Dividend | € 0 | € 833 | |
| Bank debt | € 89,160 | € 78,740 | ▼ 12% |
| Balance sheet total | € 163,410 | € 165,458 | ▲ 1% |
Key figures of Crescente JSMA toitures, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Crescente JSMA toitures?
What happened at Crescente JSMA toitures in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 20,189. Source: NBB ↗
- New establishment in Trois-Ponts. KBO
- Jean-François CRESCENTE became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 8,177 loss in 2024 to € 20,189 profit in 2025.
Paid € 3,531 in corporate taxes since 2024.
Best year ever: 2025, with € 20,189 profit.
Paid out € 833 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Crescente JSMA toitures is Jean-François CRESCENTE.
Directors
According to the 2025 annual accounts
Jean-François CRESCENTE
Director
since 2024
Establishments
Establishment units
Physical locations of this company
Route de Trois-Ponts 75
4970 Stavelot
Avenue de la Salm 115
4980 Trois-Ponts
Active since 24 December 2024
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 1017.924.334
- VAT number
- BE 1017.924.334
- Registered office
- Route de Trois-Ponts 75, 4970 Stavelot
- Names & denominations
- Crescente JSMA toitures
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 24 December 2024
- Peppol
- Active · Active since 13 Dec 2025
- Activities · NACE
Dakwerkzaamheden
Waterdichtingswerken van muren