Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 9 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
KrediVer from Houthalen-Helchteren, company number BE1017819614, closed financial year 2025 with a result of € 29,639 after tax. For that financial year KrediVer recorded a gross margin of € 41,235 and equity of € 61,139. The company is profitable. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 27, 2026.
€ 61,139
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 29,639
Profit after tax over the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 29,639.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 9,971
No payroll staff. An amount this small is usually a social contribution or pension premium for the director, booked under staff costs.
€ 747
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 89,710
€ 16,288 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 16,191
Supplier invoices still open on the last day of the fiscal year.
€ 1,599
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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What happened to KrediVer?
What happened at KrediVer in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 29,639. Source: NBB ↗
- New establishment in Houthalen-Helchteren. KBO
- Zelhia Yavuz became a director. NBB
- Start of the company according to the CBE. KBO
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Zelhia Yavuz
Director
since 2024
Establishments
Establishment units
Physical locations of this company
Europarklaan 1008
3530 Houthalen-Helchteren
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 1017.819.614
- VAT number
- BE 1017.819.614
- Registered office
- Europarklaan 1008, 3530 Houthalen-Helchteren
- Names & denominations
- KrediVer
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 23 December 2024
- Peppol
- Not registered
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars