Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 51 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
55 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
InsureCo from Gent, company number BE1015626820, closed financial year 2025 with a result of € -901,470 after tax. For that financial year InsureCo recorded revenue of € 1.4 million and equity of € 49.1 million. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 20, 2026.
€ 49.1 million
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -901,470
Profit after tax over the fiscal year.
€ 349,735
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -901,470.
People and assets in 2025
1.3
Average over the fiscal year, from the social balance sheet.
€ 124,878
€ 96,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 25.9 million
Loans from banks and other lenders, long and short.
€ 135,676
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 27 days on average.
€ 14,984
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
What happened to InsureCo?
What happened at InsureCo in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 901,470. filed late Source: NBB ↗
- Riskcare BV became a director. NBB
- New establishment in Brussel. KBO
- New establishment in Gent. KBO
- Marc Janssens became a director. NBB
- Start of the company according to the CBE. KBO
In short
Paid € 185 in corporate taxes since 2025.
Pays suppliers within 27 days on average.
Management
The stake of BALTISSE comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
InsureCoBehind InsureCo are Riskcare BV and Marc Janssens. The shares are held by BALTISSE (100%). It owns 100% of HarvestCo, 100% of Devaux Roland Associés, 94.7% of HarbourCo, 79.9% of Jean Crab et Ses Fils, 76.9% of CleverCo and 75.4% of SurCo itself.
Directors
According to the 2025 annual accounts
Director · represented by Herman Kerremans
Also active at: JEAN CRAB ET SES FILS, Devaux, Roland Associés, Sharp Insurance Brokers, Sur., Sibova Insurance, MAXI ASSUR, RISK MANAGEMENT ASSURANCES, SERVASSIM +14 more
since 2025
Marc Janssens
Director
Also active at: ARGIBEL, Sharp Insurance Brokers, BUILDING, GRADA INTERNATIONAL, SERVINT, PHYTO-TECHNICS, Floorenter, LIEGE BECASSE +33 more
since 2024
Shareholders
100%
Participations
100%
94.7%
79.9%
76.9%
75.4%
75%
75%
70%
70%
50%
Establishments
Establishment units
Physical locations of this company
Pauline Van Pottelsberghelaan 10
9051 Gent
Werkhuizenkaai 160
1000 Brussel
Active since 2 January 2025
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 55 companies are registered at this address.
All companies at this address →Huis te Lande
€ -185,764 gross margin · 2025
ARGIBEL same network
€ 62,256 gross margin · 2025
BUILDING same network
€ 319,319 gross margin · 2025
Marieposa
€ -22,893 gross margin · 2025
North Beach
€ -34,684 gross margin · 2025
+50 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 1015.626.820
- VAT number
- BE 1015.626.820
- Registered office
- Pauline Van Pottelsberghelaan 10, 9051 Gent
- Names & denominations
- InsureCo
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 28 October 2024
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
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Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering
Activiteiten van holdings
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Overige zakelijke dienstverlening, neg
Diverse administratieve activiteiten ten behoeve van kantoren
Holdings