What does S.M.R. Finances do?

S.M.R. Finances is filed with the CBE under the catch-all “Agenten en makelaars in bankdiensten”, a code that says little about what the company actually does. Private Limited, started on 2 October 2024, 1 establishment.

What is the address of S.M.R. Finances?

The registered office of S.M.R. Finances is located at Brusselstraat(E) 41, 7850 Enghien.

Is S.M.R. Finances still active?

Yes. According to the CBE (30 September 2026) S.M.R. Finances is active, legal situation “Normale toestand”, started on 2 October 2024.

Is S.M.R. Finances registered on Peppol?

Yes, S.M.R. Finances is registered on the Peppol network with ID 0208:1014543091.

What is the enterprise number of S.M.R. Finances?

The enterprise number of S.M.R. Finances is BE1014543091.

When was S.M.R. Finances founded?

S.M.R. Finances was founded on 2 October 2024.

Who are the directors of S.M.R. Finances?

According to the 2025 annual accounts, the directors of S.M.R. Finances are: MARIE SOTTIAU.

Is S.M.R. Finances a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 2 October 2024; 1 annual account filed (fiscal year 2025); 1 directors known from the annual account.

How much profit did S.M.R. Finances make in 2025?

S.M.R. Finances posted a profit after taxes of € 65,280 in financial year 2025.

What is the revenue of S.M.R. Finances?

As a small company, S.M.R. Finances is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 288,462.

How much does an employee at S.M.R. Finances earn?

The average wage cost per full-time employee at S.M.R. Finances was € 44,000 in 2025: staff costs of € 123,066 for 2.8 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does S.M.R. Finances have?

According to the 2025 annual accounts, S.M.R. Finances has 2.8 full-time equivalents (FTE).

S.M.R. Finances (Private Limited) - Enghien

Dossier S.M.R. Finances, printed on 30 September 2026 from databakkes.be/en/1014543091/s-m-r-finances. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 58 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

S.M.R. Finances from Enghien, company number BE1014543091, closed financial year 2025 with a result of € 65,280 after tax. For that financial year S.M.R. Finances recorded a gross margin of € 288,462 and equity of € 70,280. The company is profitable. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 10, 2026.

What it is worth Healthy

€ 70,280

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 65,280

Profit after tax over the fiscal year.

Cash in the bank

€ 46,646

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 65,280.

People and assets in 2025

Full-time equivalents

2.8

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 123,066

€ 44,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 650

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 10 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 369,078

€ 34,074 is repaid this year. At this pace the long-term loan is gone in ≈ 10 years.

Owed to suppliers

€ 2,443

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 30,144

Taxes, VAT and social contributions still to pay.

Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →

What happened to S.M.R. Finances?

What happened at S.M.R. Finances in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jun 10, 2026 New annual accounts for financial year 2025: profit of € 65,280. Source: NBB ↗
Oct 2, 2024 New establishment in Enghien. KBO
Oct 2, 2024 Start of the company according to the CBE. KBO

In short

Paid € 31,212 in corporate taxes since 2025.

On average € 103,000 of value added per employee in 2025.

Original PDFs at the National Bank ↗

A new publication or filing at S.M.R. Finances? We notify you, reason included.

Follow S.M.R. Finances

Databakkes Pro

Know what changes at your customers, suppliers and competitors. Without reading an annual account.

Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.

Yes, I want that

See what a followed company gets: the De Lijn dossier

Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.

My folder 3 companies

De Lijn 8 June 2026 New annual account 2025

filed on 8 June 2026

What was left

€ 20 k ▼ 91%
Money in the bank

€ 178 k ▼ 98%

Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit

Real filings at the National Bank

Management

MARIE SOTTIAU

S.M.R. Finances

Behind S.M.R. Finances is MARIE SOTTIAU.

See the full network in the app

Directors

According to the 2025 annual accounts

MARIE SOTTIAU

Director

Establishments

Establishment units

Physical locations of this company

Registered office

Brusselstraat(E) 41

7850 Enghien

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

ASSOCIATION DES COPROPRIETAIRES DE L IMMEUBLE A ENGHIEN RUE DE BRUXELLES 41

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 1014.543.091
VAT number: BE 1014.543.091
Registered office: Brusselstraat(E) 41, 7850 Enghien
Names & denominations: S.M.R. Finances
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 2 October 2024
Peppol: Active · Active since 6 Nov 2025
Activities · NACE: Agenten en makelaars in bankdiensten

View on CBE Public ↗ Annual accounts (NBB) ↗