Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 56 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
pand b from Eeklo, company number BE1014134307, closed financial year 2025 with a result of € -4,977 after tax. For that financial year pand b recorded a gross margin of € 17,746 and equity of € 5,837. Compared with financial year 2024, the result moved from € 9,147 to € -4,977. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 2, 2026.
€ 5,837
▼ 46% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -4,977
▼ still € 9,147 profit in 2024
Profit after tax over the fiscal year.
€ 15,621
▲ € 14,030 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 3,337.
People and assets in 2025
€ 250
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 32,684
▼ 36% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 35,684
▼ 23% vs 2024
€ 17,358 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 10,243
▲ 125% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 9,758
▲ 23% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Gross margin | € 16,222 | € 17,746 | ▲ 9% |
| Profit after taxes | € 9,147 | € -4,977 | ▼ € 14,124 |
| Equity | € 10,814 | € 5,837 | ▼ 46% |
| Total debts | € 61,726 | € 57,377 | ▼ 7% |
| Cash | € 1,592 | € 15,621 | ▲ € 14,030 |
| Retained profit | € 8,314 | € 3,337 | ▼ 60% |
| Dividend | € 833 | € 0 | ▼ 100% |
| Bank debt | € 46,189 | € 35,684 | ▼ 23% |
| Balance sheet total | € 72,540 | € 63,214 | ▼ 13% |
Key figures of pand b, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to pand b?
What happened at pand b in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 4,977 (▼ € 14,124 vs 2024). Source: NBB ↗
- New establishment in Eeklo. KBO
- Nick De Baerdemaecker became a director. NBB
- Carolien Saey became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 9,147 profit in 2024 to € 4,977 loss in 2025.
Paid € 3,468 in corporate taxes since 2024.
Best year ever: 2024, with € 9,147 profit.
Paid out € 833 in dividends to the owners in total.
A new publication or filing at pand b? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind pand b are Nick De Baerdemaecker and Carolien Saey.
Directors
According to the 2025 annual accounts
Nick De Baerdemaecker
Director
since 2024
Carolien Saey
Director
since 2024
Establishments
Establishment units
Physical locations of this company
Garenstraat 35
9900 Eeklo
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
one.com Mail
Hosting
ONECOM, DK
Website info
Features
Security
Network
Details
- Company number
- 1014.134.307
- VAT number
- BE 1014.134.307
- Registered office
- Garenstraat 35, 9900 Eeklo
- Names & denominations
- pand b
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 25 September 2024
- Peppol
- Active · Active since 30 Jan 2025
- Contact
- pandb.be
- Activities · NACE
Activiteiten van ingenieurs en aanverwante technische adviseurs, exclusief landmeters-experts
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