Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 1 of the last 1 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 19 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Fumaci from Gavere, company number BE1013175886, closed financial year 2025 with a result of € -157,327 after tax. For that financial year Fumaci recorded a gross margin of € -102,648 and equity of € -107,327. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 6, 2026.
€ -107,327
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -157,327
Profit after tax over the fiscal year.
€ 15,725
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -157,327.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 50,509
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 75,000
€ 33,735 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 61,312
Supplier invoices still open on the last day of the fiscal year.
€ 3,405
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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What happened to Fumaci?
What happened at Fumaci in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 157,327. Source: NBB ↗
- New establishment in Gent. KBO
- Pauline De Graeve became a director. NBB
- SaVe Consulting Comm.V became a director. NBB
- Start of the company according to the CBE. KBO
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Fumaci are Pauline De Graeve and SaVe Consulting Comm.V. Pauline De Graeve is also behind MINERVA MANAGEMENT. SaVe Consulting Comm.V is also behind BRICKS FINANCIAL SERVICES and UNEST DEVELOPMENT COMPANY.
Directors
According to the 2025 annual accounts
since 2024
Director · represented by Sander Vermeulen
Also active at: BRICKS FINANCIAL SERVICES, UNEST DEVELOPMENT COMPANY
since 2024
Establishments
Establishment units
Physical locations of this company
Bronnenweelde 15
9890 Gavere
Fortlaan 1
9000 Gent
Active since 5 September 2024
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 1013.175.886
- VAT number
- BE 1013.175.886
- Registered office
- Bronnenweelde 15, 9890 Gavere
- Names & denominations
- Fumaci
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 4 September 2024
- Peppol
- Active · Active since 27 Sept 2026
- Contact
- fumaci.be [email protected]
- Activities · NACE
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