Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 14 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
STE-LO Holding from Schilde, company number BE1011863121, closed financial year 2025 with a result of € 405,167 after tax. For that financial year STE-LO Holding recorded a gross margin of € 106,928 and equity of € 420,643. Compared with financial year 2024, the result moved from € -4,525 to € 405,167. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 10, 2026.
€ 420,643
▲ € 405,167 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 405,167
▲ still € 4,525 loss in 2024
Profit after tax over the fiscal year.
€ 42,187
▼ 41% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 400,643.
People and assets in 2025
€ 7,102
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 3.1 million
▲ 16% vs 2024
€ 315,387 is repaid this year. At this pace the long-term loan is gone in ≈ 10 years.
€ 30
▼ 87% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 5,581
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Gross margin | € -3,250 | € 106,928 | ▲ € 110,178 |
| Profit after taxes | € -4,525 | € 405,167 | ▲ € 409,692 |
| Equity | € 15,475 | € 420,643 | ▲ € 405,167 |
| Total debts | € 2,700,234 | € 3,150,554 | ▲ 17% |
| Cash | € 71,960 | € 42,187 | ▼ 41% |
| Retained profit | € -4,525 | € 400,643 | ▲ € 405,167 |
| Bank debt | € 2,700,000 | € 3,144,943 | ▲ 16% |
| Balance sheet total | € 2,715,710 | € 3,571,197 | ▲ 32% |
Key figures of STE-LO Holding, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to STE-LO Holding?
What happened at STE-LO Holding in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 405,167. filed late Source: NBB ↗
- New establishment in Schilde. KBO
- Start of the company according to the CBE. KBO
In short
From € 4,525 loss in 2024 to € 405,167 profit in 2025.
Paid € 5,581 in corporate taxes since 2024.
Best year ever: 2025, with € 405,167 profit.
A new publication or filing at STE-LO Holding? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind STE-LO Holding are Stephanie Rammeloo and Loïc Smeets. It owns 100% of Process Coordination Discorp itself.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Catharinadreef 2B
2970 Schilde
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 1011.863.121
- VAT number
- BE 1011.863.121
- Registered office
- Catharinadreef 2B, 2970 Schilde
- Names & denominations
- STE-LO Holding
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 23 July 2024
- Peppol
- Active · Active since 3 Nov 2025
- Activities · NACE
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