Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 9 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
IMMO CARO - JF from Chimay, company number BE1009450690, closed financial year 2025 with a result of € 5,139 after tax. For that financial year IMMO CARO - JF recorded a gross margin of € 57,695 and equity of € 16,148. Compared with financial year 2024, the result moved from € -991 to € 5,139. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 27, 2026.
€ 16,148
▲ 47% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 5,139
▲ still € 991 loss in 2024
Profit after tax over the fiscal year.
€ 8,456
▲ € 7,354 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 4,148.
Debts at end 2025
€ 513,009
▼ 5% vs 2024
€ 29,026 is repaid this year. At this pace the long-term loan is gone in ≈ 18 years.
€ 576
Supplier invoices still open on the last day of the fiscal year.
€ 1,037
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Gross margin | € 18,110 | € 57,695 | ▲ 219% |
| Profit after taxes | € -991 | € 5,139 | ▲ € 6,129 |
| Equity | € 11,009 | € 16,148 | ▲ 47% |
| Total debts | € 607,711 | € 580,402 | ▼ 4% |
| Cash | € 1,103 | € 8,456 | ▲ € 7,354 |
| Land & buildings | € 540,939 | € 516,189 | ▼ 5% |
| Retained profit | € -991 | € 4,148 | ▲ € 5,139 |
| Bank debt | € 540,931 | € 513,009 | ▼ 5% |
| Balance sheet total | € 618,720 | € 596,549 | ▼ 4% |
Key figures of IMMO CARO - JF, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to IMMO CARO - JF?
What happened at IMMO CARO - JF in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 5,139. Source: NBB ↗
- New establishment in Chimay. KBO
- Start of the company according to the CBE. KBO
In short
From € 991 loss in 2024 to € 5,139 profit in 2025.
Paid € 1,037 in corporate taxes since 2024.
Best year ever: 2025, with € 5,139 profit.
Management
Behind IMMO CARO - JF are CAROLINE SMET and JEAN-FRANCOIS COLMANT. The same people are also behind THILOY. CAROLINE SMET is also behind HORECA GESTION ET CONSEILS and BROGNE.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Grand'Place(CH) 18
6460 Chimay
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 1009.450.690
- VAT number
- BE 1009.450.690
- Registered office
- Grand'Place(CH) 18, 6460 Chimay
- Names & denominations
- IMMO CARO - JF
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 16 May 2024
- Peppol
- Not registered
- Contact
- [email protected] +32470661277