Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 1 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
15 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
Lo-Build from Hamme (Vl.), company number BE1009240458, closed financial year 2025 with a result of € -39,319 after tax. For that financial year Lo-Build recorded a gross margin of € -14,322 and equity of € 147,238. Compared with financial year 2024, the result moved from € -13,443 to € -39,319. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 3, 2026.
€ 147,238
▼ 21% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -39,319
▼ 192 % more loss than in 2024
Profit after tax over the fiscal year.
€ 11,087
▲ 48% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -52,762.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 7,154
▼ 41% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Gross margin | € -5,545 | € -14,322 | ▼ € 8,777 |
| Profit after taxes | € -13,443 | € -39,319 | ▼ € 25,875 |
| Equity | € 186,557 | € 147,238 | ▼ 21% |
| Total debts | € 317,676 | € 857,204 | ▲ 170% |
| Cash | € 7,482 | € 11,087 | ▲ 48% |
| Retained profit | € -13,443 | € -52,762 | ▼ € 39,319 |
| Balance sheet total | € 504,233 | € 1,004,442 | ▲ 99% |
Key figures of Lo-Build, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Lo-Build?
What happened at Lo-Build in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 39,319. Source: NBB ↗
- New establishment in Hamme (Vl.). KBO
- Kris Hillewaert became a director. NBB
- Patrick Hillewaere became a director. NBB
- Guy Verhavert became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 13,443 loss in 2024 to € 39,319 loss in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Lo-Build are Kris Hillewaert, Patrick Hillewaere and Guy Verhavert. The same people are also behind Lorenda. Kris Hillewaert is also behind MERTENS FAEMA, Coffee Service Group België, EMJEEZ, HILTRANS ROAD SERVICES and KH BEHEER. Patrick Hillewaere is also behind DECOMAC, MERTENS FAEMA, Investeringsmaatschappij van Knokke, HILLIS and Coffee Service Group België. Guy Verhavert is also behind BAST, VRG PROJECTS and Gust Groep.
Directors
According to the 2025 annual accounts
Kris Hillewaert
Director
Also active at: MERTENS FAEMA, Coffee Service Group België, EMJEEZ, HILTRANS ROAD SERVICES, KH BEHEER, Coffee Service Group, Lorenda
since 2024
Patrick Hillewaere
Director
Also active at: DECOMAC, MERTENS FAEMA, Investeringsmaatschappij van Knokke, HILLIS, Coffee Service Group België, Coffee Service Group, Lorenda
since 2024
since 2024
Establishments
Establishment units
Physical locations of this company
Zwaarveld 41 box C
9220 Hamme (Vl.)
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 15 companies are registered at this address.
All companies at this address →PARO - TUBE
€ 78,025 gross margin · 2025
VENCO
€ 620,780 gross margin · 2025
Gust Projectontwikkeling
€ 538,539 gross margin · 2024
DE BEULE TECHNICS
€ 856,651 gross margin · 2025
BTWE DE BEULE INDUSTRIE
+10 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 1009.240.458
- VAT number
- BE 1009.240.458
- Registered office
- Zwaarveld 41 bus C, 9220 Hamme (Vl.)
- Names & denominations
- Lo-Build
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 8 May 2024
- Peppol
- Active · Active since 12 Jan 2026
- Activities · NACE
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Vermogensbeheer
Handel in eigen onroerend goed