Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 41 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Financial Omniservice Insurance from Haaltert, company number BE1009170776, closed financial year 2025 with a result of € 118,954 after tax. For that financial year Financial Omniservice Insurance recorded a gross margin of € 442,802 and equity of € 11,114. Compared with financial year 2024, the result moved from € 3,711 to € 118,954. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 27, 2026.
€ 11,114
▲ 44% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 118,954
▲ € 115,242 vs 2024
Profit after tax over the fiscal year.
€ 337,961
▲ 183% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 115,551 paid out
97 % of the profit went to the shareholders, the rest stayed in the company.
Debts at end 2025
€ 1.6 million
▼ 9% vs 2024
€ 160,747 is repaid this year. At this pace the long-term loan is gone in ≈ 10 years.
€ 3,586
▲ 80% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Gross margin | € 172,554 | € 442,802 | ▲ 157% |
| Profit after taxes | € 3,711 | € 118,954 | ▲ € 115,242 |
| Equity | € 7,711 | € 11,114 | ▲ 44% |
| Total debts | € 2,711,112 | € 2,416,848 | ▼ 11% |
| Cash | € 119,303 | € 337,961 | ▲ 183% |
| Retained profit | € 3,711 | € 7,114 | ▲ 92% |
| Dividend | € 0 | € 115,551 | |
| Bank debt | € 1,794,383 | € 1,638,847 | ▼ 9% |
| Balance sheet total | € 2,718,823 | € 2,427,963 | ▼ 11% |
Key figures of Financial Omniservice Insurance, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Financial Omniservice Insurance?
What happened at Financial Omniservice Insurance in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 118,954 (▲ € 115,242 vs 2024). filed late Source: NBB ↗
- New establishment in Herzele. KBO
- New establishment in Haaltert. KBO
- Start of the company according to the CBE. KBO
In short
From € 3,711 profit in 2024 to € 118,954 profit in 2025.
Paid € 3,586 in corporate taxes since 2024.
Best year ever: 2025, with € 118,954 profit.
Paid out € 115,551 in dividends to the owners in total.
Management
The stake of LUVA comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Financial Omniservice InsuranceBehind Financial Omniservice Insurance are LUVA BV, ZAKENKANTOOR NECHELPUT BV, TDT BV and LELEU-VDB BV. The shares are held by LUVA (12.8%).
Directors
According to the 2025 annual accounts
Director · represented by VALERIE DE VOS
Also active at: Financial Omniservice Immo, Financial Omniservice
Director · represented by NICO NECHELPUT
Also active at: Financial Omniservice Immo, Financial Omniservice
Director · represented by TOM DE TANT
Also active at: Financial Omniservice Immo, Financial Omniservice
Shareholders
12.8%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Kerkskendorp(KE) 19 A
9451 Haaltert
Provincieweg 478
9550 Herzele
Active since 7 May 2024
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 1009.170.776
- VAT number
- BE 1009.170.776
- Registered office
- Kerkskendorp(KE) 19 A, 9451 Haaltert
- Names & denominations
- Financial Omniservice Insurance
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 7 May 2024
- Peppol
- Active · Active since 7 Jun 2026
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars