Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 2 of the last 2 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 30 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Cosy4U from Kampenhout, company number BE1006017880, closed financial year 2025 with a result of € -12,522 after tax. For that financial year Cosy4U recorded a gross margin of € 56,567 and equity of € -30,987. Compared with financial year 2024, the result moved from € -43,465 to € -12,522. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 25, 2026.
€ -30,987
▼ € 12,522 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -12,522
▲ 71 % less loss than in 2024
Profit after tax over the fiscal year.
€ 37,139
▲ 34% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -55,987.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 63,527
▲ 158% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 6,100
▲ 6% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 21,841
▲ 270% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Gross margin | € -18,281 | € 56,567 | ▲ € 74,849 |
| Profit after taxes | € -43,465 | € -12,522 | ▲ € 30,942 |
| Equity | € -18,465 | € -30,987 | ▼ € 12,522 |
| Total debts | € 77,502 | € 151,772 | ▲ 96% |
| Cash | € 27,769 | € 37,139 | ▲ 34% |
| Retained profit | € -43,465 | € -55,987 | ▼ € 12,522 |
| Balance sheet total | € 59,037 | € 120,785 | ▲ 105% |
Key figures of Cosy4U, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Cosy4U?
What happened at Cosy4U in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 12,522. Source: NBB ↗
- New establishment in Hasselt. KBO
- New establishment in Kampenhout. KBO
- Start of the company according to the CBE. KBO
In short
From € 43,465 loss in 2024 to € 12,522 loss in 2025.
A new publication or filing at Cosy4U? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Cosy4U is Wilhelmine Van Looy. Wilhelmine Van Looy is also behind WVL Verzekeringen.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Vekestraat 29 C6
1910 Kampenhout
Maastrichterstraat 31
3500 Hasselt
Active since 1 March 2025
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 1006.017.880
- VAT number
- BE 1006.017.880
- Registered office
- Vekestraat 29 C6, 1910 Kampenhout
- Names & denominations
- Cosy4U
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 February 2024
- Peppol
- Active · Active since 21 Dec 2025
- Activities · NACE
Detailhandel in andere huishoudelijke artikelen, neg
Detailhandel in bloemen, planten, zaden en kunstmeststoffen
Detailhandel in andere huishoudelijke artikelen in gespecialiseerde winkels, n.e.g.
Organisatie van congressen en beurzen
Overige dienstverlenende activiteiten op het gebied van informatie
Overige dienstverlenende activiteiten op het gebied van informatie, n.e. g.