Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 2 of the last 2 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 17 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
PAC-LOC from Aubel, company number BE1005792604, closed financial year 2025 with a result of € 174 after tax. For that financial year PAC-LOC recorded a gross margin of € 32,691 and equity of € -3,184. Compared with financial year 2024, the result moved from € -18,358 to € 174. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
€ -3,184
▲ € 174 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 174
▲ still € 18,358 loss in 2024
Profit after tax over the fiscal year.
€ 8,676
▲ 140% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -18,184.
Debts at end 2025
€ 318,095
▲ 3% vs 2024
€ 17,504 is repaid this year. At this pace the long-term loan is gone in ≈ 18 years.
€ 239
▼ 92% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 429
▼ 67% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Gross margin | € 31,781 | € 32,691 | ▲ 3% |
| Profit after taxes | € -18,358 | € 174 | ▲ € 18,532 |
| Equity | € -3,358 | € -3,184 | ▲ € 174 |
| Total debts | € 354,843 | € 361,763 | ▲ 2% |
| Cash | € 3,612 | € 8,676 | ▲ 140% |
| Land & buildings | € 341,909 | € 347,940 | ▲ 2% |
| Retained profit | € -18,358 | € -18,184 | ▲ € 174 |
| Bank debt | € 307,510 | € 318,095 | ▲ 3% |
| Balance sheet total | € 351,485 | € 358,579 | ▲ 2% |
Key figures of PAC-LOC, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PAC-LOC?
What happened at PAC-LOC in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 174. Source: NBB ↗
- New establishment in Aubel. KBO
- Vicnent REUL became a director. NBB
- Sylviane PESSER became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 18,358 loss in 2024 to € 174 profit in 2025.
Best year ever: 2025, with € 174 profit.
Management
Behind PAC-LOC are Vicnent REUL and Sylviane PESSER.
Directors
According to the 2025 annual accounts
Vicnent REUL
Director
since 2024
Sylviane PESSER
Director
since 2024
Establishments
Establishment units
Physical locations of this company
Rue de Gorhez 32
4880 Aubel
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 1005.792.604
- VAT number
- BE 1005.792.604
- Registered office
- Rue de Gorhez 32, 4880 Aubel
- Names & denominations
- PAC-LOC
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 8 February 2024
- Peppol
- Active · Active since 15 Dec 2025
- Contact
- [email protected] +32479997373
- Activities · NACE
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering
Administratieve en ondersteunende activiteiten ten behoeve van kantoren
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen
Verhuur en exploitatie van terreinen
Activiteiten van adviesbureaus op het gebied van public relations en communicatie
Handel in eigen onroerend goed
+3