Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 21 % of short-term debt in 2026; threshold 65 %.
Financials
Financial year 2026
JOFID from Genk, company number BE1004160529, closed financial year 2026 with a result of € 351,683 after tax. For that financial year JOFID recorded a gross margin of € 112,088 and equity of € 1 million. Compared with financial year 2025, the result moved from € 278,439 to € 351,683. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on October 26, 2026.
€ 1 million
▲ 54% vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 351,683
▲ 26% vs 2025
Profit after tax over the fiscal year.
€ 24,432
▼ 7% vs 2025
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2026. Retained profit grew to € 630,122.
Debts at end 2026
€ 2.1 million
▼ 14% vs 2025
€ 341,755 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 36,300
▲ € 36,147 vs 2025
Supplier invoices still open on the last day of the fiscal year.
€ 39,889
▲ 10% vs 2025
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|
| Gross margin | € 91,368 | € 112,088 | ▲ 23% |
| Profit after taxes | € 278,439 | € 351,683 | ▲ 26% |
| Equity | € 653,439 | € 1,005,122 | ▲ 54% |
| Total debts | € 2,575,341 | € 2,172,835 | ▼ 16% |
| Cash | € 26,180 | € 24,432 | ▼ 7% |
| Retained profit | € 278,439 | € 630,122 | ▲ 126% |
| Bank debt | € 2,413,275 | € 2,083,121 | ▼ 14% |
| Balance sheet total | € 3,228,780 | € 3,177,957 | ▼ 2% |
Key figures of JOFID, fiscal years 2025 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 30 January 2028.
What happened to JOFID?
What happened at JOFID in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: profit of € 351,683 (▲ 26% vs 2025). Source: NBB ↗
- New establishment in Genk. KBO
- ZAVELL CommV became a director. NBB
- DIMAN BV became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 278,439 profit in 2025 to € 351,683 profit in 2026.
Paid € 63,012 in corporate taxes since 2025.
Best year ever: 2026, with € 351,683 profit.
Management
Behind JOFID are ZAVELL CommV and DIMAN BV. It owns 100% of FITHOM and 100% of JOVIMAAS itself.
Directors
According to the 2026 annual accounts
Director · represented by VANDELOO BART
since 2024
Director · represented by DIDDEN MARCEL (JACKIE)
Also active at: HEYLEN REAL ESTATE, J.F. INVEST, D3 Projects
since 2024
Establishments
Establishment units
Physical locations of this company
Sint-Martensbergstraat 13
3600 Genk
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 1004.160.529
- VAT number
- BE 1004.160.529
- Registered office
- Sint-Martensbergstraat 13, 3600 Genk
- Names & denominations
- JOFID
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 3 January 2024
- Peppol
- Active · Active since 12 Dec 2025
- Activities · NACE
Activiteiten van holdings
Holdings