Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 45 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Cafés Tomi from Engis, company number BE1003958116, closed financial year 2025 with a result of € 10,066 after tax. For that financial year Cafés Tomi recorded a gross margin of € 176,146 and equity of € 39,508. Compared with financial year 2024, the result moved from € 29,442 to € 10,066. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 13, 2026.
€ 39,508
▲ 34% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 10,066
▼ 66% vs 2024
Profit after tax over the fiscal year.
€ 27,032
▼ 48% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 39,508.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 135,402
▲ 25% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 904
▼ 48% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 24,866
▲ 58% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 33,900
▼ 3% vs 2024
Taxes, VAT and social contributions still to pay.
| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Gross margin | € 223,820 | € 176,146 | ▼ 21% |
| Profit after taxes | € 29,442 | € 10,066 | ▼ 66% |
| Equity | € 29,442 | € 39,508 | ▲ 34% |
| Total debts | € 64,942 | € 65,050 | |
| Cash | € 51,941 | € 27,032 | ▼ 48% |
| Retained profit | € 29,442 | € 39,508 | ▲ 34% |
| Balance sheet total | € 94,384 | € 104,558 | ▲ 11% |
Key figures of Cafés Tomi, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Cafés Tomi?
What happened at Cafés Tomi in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 10,066 (▼ 66% vs 2024). filed late Source: NBB ↗
- New establishment in Seraing. KBO
- New establishment in Flémalle. KBO
- New establishment in Flémalle. KBO
- New establishment in Engis. KBO
- Start of the company according to the CBE. KBO
In short
From € 29,442 profit in 2024 to € 10,066 profit in 2025.
Paid € 13,784 in corporate taxes since 2024.
Best year ever: 2024, with € 29,442 profit.
Management
Behind Cafés Tomi are Acofisco Group and Michel Ainseur. Acofisco Group is also behind PAQUES ET FILS ASSURANCES and BEVENTUP.
Directors
According to the 2025 annual accounts
Registered tax expert · represented by Donald Hughes Draguez Tripels de Hault
Also active at: PAQUES ET FILS ASSURANCES, BEVENTUP
Michel Ainseur
Director
Establishments
Establishment units
Physical locations of this company
Rue Reine Astrid(ENG) 5
4480 Engis
Rue Edgard Doneux 1
4400 Flémalle
Active since 27 December 2023
Place de la Liberté 88
4400 Flémalle
Active since 1 January 2024
Place Merlot 4
4100 Seraing
Active since 30 December 2025
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 1003.958.116
- VAT number
- BE 1003.958.116
- Registered office
- Rue Reine Astrid(ENG) 5, 4480 Engis
- Names & denominations
- Cafés Tomi
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 27 December 2023
- Peppol
- Active · Active since 29 Sept 2026
- Activities · NACE
Cafés en bars