Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 2 of the last 2 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 30 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
T&J FINANCIERE from Crisnée, company number BE1003726009, closed financial year 2025 with a result of € 34,408 after tax. For that financial year T&J FINANCIERE recorded a gross margin of € 126,590 and equity of € -2,669. Compared with financial year 2024, the result moved from € -38,077 to € 34,408. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 10, 2026.
€ -2,669
▲ € 34,408 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 34,408
▲ still € 38,077 loss in 2024
Profit after tax over the fiscal year.
€ 22,083
▲ 44% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -3,669.
Debts at end 2025
€ 1.1 million
▼ 6% vs 2024
€ 72,088 is repaid this year. At this pace the long-term loan is gone in ≈ 16 years.
€ 1,067
Supplier invoices still open on the last day of the fiscal year.
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| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Gross margin | € 65,506 | € 126,590 | ▲ 93% |
| Profit after taxes | € -38,077 | € 34,408 | ▲ € 72,485 |
| Equity | € -37,077 | € -2,669 | ▲ € 34,408 |
| Total debts | € 1,221,581 | € 1,148,883 | ▼ 6% |
| Cash | € 15,314 | € 22,083 | ▲ 44% |
| Land & buildings | € 1,169,189 | € 1,124,131 | ▼ 4% |
| Retained profit | € -38,077 | € -3,669 | ▲ € 34,408 |
| Bank debt | € 1,206,936 | € 1,136,636 | ▼ 6% |
| Balance sheet total | € 1,184,503 | € 1,146,214 | ▼ 3% |
Key figures of T&J FINANCIERE, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to T&J FINANCIERE?
What happened at T&J FINANCIERE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 34,408. Source: NBB ↗
- New establishment in Crisnée. KBO
- Start of the company according to the CBE. KBO
- Julien BOURRELIS became a director. NBB
In short
From € 38,077 loss in 2024 to € 34,408 profit in 2025.
Best year ever: 2025, with € 34,408 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind T&J FINANCIERE is Julien BOURRELIS.
Directors
According to the 2025 annual accounts
Julien BOURRELIS
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Grand'Route 17
4367 Crisnée
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 1003.726.009
- VAT number
- BE 1003.726.009
- Registered office
- Grand'Route 17, 4367 Crisnée
- Names & denominations
- T&J FINANCIERE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 21 December 2023
- Peppol
- Not registered