Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 1 of the last 1 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 18 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
Graef Verzekerd from Essen, company number BE1002705925, closed financial year 2024 with a result of € -2,105 after tax. For that financial year Graef Verzekerd recorded a gross margin of € -1,048 and equity of € -2,199. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 21, 2025.
€ -2,199
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -2,105
Profit after tax over the fiscal year.
€ 293
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -2,799.
Debts at end 2024
None
No bank loans on the last day of the fiscal year.
€ 387
Supplier invoices still open on the last day of the fiscal year.
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What happened to Graef Verzekerd?
What happened at Graef Verzekerd in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 2,105. filed late Source: NBB ↗
- New establishment in Essen. KBO
- Start of the company according to the CBE. KBO
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Graef Verzekerd are Ilse SIMIS and Werner Konings. Ilse SIMIS is also behind Graef. Werner Konings is also behind MATRIX and Werner Konings.
Directors
According to the 2024 annual accounts
Establishments
Establishment units
Physical locations of this company
Over d'Aa 24
2910 Essen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 1002.705.925
- VAT number
- BE 1002.705.925
- Registered office
- Over d'Aa 24, 2910 Essen
- Names & denominations
- Graef Verzekerd
- Enterprise type
- Rechtspersoon
- Legal form
- General partnership
- Legal situation
- Normale toestand
- Start date
- 27 November 2023
- Peppol
- Active · Active since 16 Oct 2025