Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 45 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
FM AUTOMOBILE from Charleroi, company number BE1002362663, closed financial year 2025 with a result of € 7,897 after tax. For that financial year FM AUTOMOBILE recorded a gross margin of € 12,358 and equity of € 23,768. Compared with financial year 2024, the result moved from € 12,871 to € 7,897. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 21, 2026.
€ 23,768
▲ 50% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 7,897
▼ 39% vs 2024
Profit after tax over the fiscal year.
€ 11,062
▲ 213% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 20,768.
People and assets in 2025
€ 913
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 191
Supplier invoices still open on the last day of the fiscal year.
€ 9,289
▲ € 7,547 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Gross margin | € 18,261 | € 12,358 | ▼ 32% |
| Profit after taxes | € 12,871 | € 7,897 | ▼ 39% |
| Equity | € 15,871 | € 23,768 | ▲ 50% |
| Total debts | € 23,697 | € 27,386 | ▲ 16% |
| Cash | € 3,531 | € 11,062 | ▲ 213% |
| Retained profit | € 12,871 | € 20,768 | ▲ 61% |
| Balance sheet total | € 39,568 | € 51,154 | ▲ 29% |
Key figures of FM AUTOMOBILE, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FM AUTOMOBILE?
What happened at FM AUTOMOBILE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 7,897 (▼ 39% vs 2024). Source: NBB ↗
- New establishment in Charleroi. KBO
- Start of the company according to the CBE. KBO
- Fulvio MAZZARA became a director. NBB
- Gabriele MAZZARA became a director. NBB
In short
From € 12,871 profit in 2024 to € 7,897 profit in 2025.
Paid € 5,875 in corporate taxes since 2024.
Best year ever: 2024, with € 12,871 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind FM AUTOMOBILE are Fulvio MAZZARA and Gabriele MAZZARA.
Directors
According to the 2025 annual accounts
Fulvio MAZZARA
Director
since 2023
Gabriele MAZZARA
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Chaussée de Lodelinsart 47
6060 Charleroi
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 1002.362.663
- VAT number
- BE 1002.362.663
- Registered office
- Chaussée de Lodelinsart 47, 6060 Charleroi
- Names & denominations
- FM AUTOMOBILE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 17 November 2023
- Peppol
- Active · Active since 3 Jul 2025
- Activities · NACE
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)
Algemeen onderhoud en reparatie van overige motorvoertuigen (> 3,5 ton)
Carrosserieherstelling (inclusief spuiten en verven)
Bandenservicebedrijven
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Wassen en poetsen van motorvoertuigen
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