Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 2 of the last 2 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 24 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
DIGRETAIL from Braine-le-Comte, company number BE1001938437, closed financial year 2025 with a result of € -696,633 after tax. For that financial year DIGRETAIL recorded a gross margin of € 889,378 and equity of € -734,180. Compared with financial year 2024, the result moved from € -137,547 to € -696,633. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2026.
€ -734,180
▼ € 696,633 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -696,633
▼ 406 % more loss than in 2024
Profit after tax over the fiscal year.
€ 282,707
▲ 8% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -834,180.
People and assets in 2025
36.7
▲ 12.4 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1 million
▼ 16% vs 2024
€ 27,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 80,684
▲ 30% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 2 million
▲ 231% vs 2024
€ 260,777 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 1.8 million
▲ 144% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 179,266
▼ 24% vs 2024
Taxes, VAT and social contributions still to pay.
| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Gross margin | € 1,195,301 | € 889,378 | ▼ 26% |
| Profit after taxes | € -137,547 | € -696,633 | ▼ € 559,086 |
| Equity | € -37,547 | € -734,180 | ▼ € 696,633 |
| Total debts | € 1,716,821 | € 4,077,126 | ▲ 137% |
| Cash | € 260,884 | € 282,707 | ▲ 8% |
| Land & buildings | € 48,892 | - | |
| Retained profit | € -137,547 | € -834,180 | ▼ € 696,633 |
| Bank debt | € 619,105 | € 2,049,594 | ▲ 231% |
| Balance sheet total | € 1,679,274 | € 3,342,946 | ▲ 99% |
| Employees (FTE) | 24.3 | 36.7 | ▲ 12.4 |
Key figures of DIGRETAIL, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to DIGRETAIL?
What happened at DIGRETAIL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Antony TERMINI stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 696,633. filed late Source: NBB ↗
- New establishment in Braine-le-Comte. KBO
- Antony TERMINI became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 137,547 loss in 2024 to € 696,633 loss in 2025.
Paid € 3,478 in corporate taxes since 2024.
On average € 24,200 of value added per employee in 2025.
Management
The stake of Cap and Go, MANOLAVA comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
DIGRETAILThe shares are held by Cap and Go (9.5%) and MANOLAVA (9.5%).
Directors
According to the 2025 annual accounts
Antony TERMINI
Managing director
since 2023 · until 2029
Shareholders
9.5%
9.5%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue des Digues 60
7090 Braine-le-Comte
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 1001.938.437
- VAT number
- BE 1001.938.437
- Registered office
- Rue des Digues 60, 7090 Braine-le-Comte
- Names & denominations
- DIGRETAIL
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 6 November 2023
- Peppol
- Active · Active since 12 Dec 2025
- Activities · NACE
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 400 m² en minder dan 2500 m²)
Groothandel in andere voedingsmiddelen, neg
Detailhandel in brood en banketbakkerswerk (koude bakkers)
Vervaardiging van bereide maaltijden en schotels