Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 36 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
A&J Retail from Zelzate, company number BE1001198861, closed financial year 2025 with a result of € 20,040 after tax. For that financial year A&J Retail recorded a gross margin of € 132,754 and equity of € 104,522. Compared with financial year 2024, the result moved from € -15,518 to € 20,040. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on April 2, 2026.
€ 104,522
▲ 24% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 20,040
▲ still € 15,518 loss in 2024
Profit after tax over the fiscal year.
€ 52,262
▲ 50% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 4,522.
People and assets in 2025
1.4
▲ 0.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 33,658
▲ € 25,783 vs 2024
€ 24,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 11,213
▼ 49% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 253,419
▼ 14% vs 2024
€ 43,926 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 147,601
▲ 1% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 4,886
▼ 50% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Gross margin | € 55,004 | € 132,754 | ▲ 141% |
| Profit after taxes | € -15,518 | € 20,040 | ▲ € 35,558 |
| Equity | € 84,482 | € 104,522 | ▲ 24% |
| Total debts | € 451,579 | € 405,906 | ▼ 10% |
| Cash | € 34,743 | € 52,262 | ▲ 50% |
| Retained profit | € -15,518 | € 4,522 | ▲ € 20,040 |
| Bank debt | € 295,358 | € 253,419 | ▼ 14% |
| Balance sheet total | € 536,061 | € 510,428 | ▼ 5% |
| Employees (FTE) | 1.3 | 1.4 | ▲ 0.1 |
Key figures of A&J Retail, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to A&J Retail?
What happened at A&J Retail in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 20,040. Source: NBB ↗
- New establishment in Zelzate. KBO
- Start of the company according to the CBE. KBO
In short
From € 15,518 loss in 2024 to € 20,040 profit in 2025.
Paid € 1,931 in corporate taxes since 2024.
Best year ever: 2025, with € 20,040 profit.
On average € 94,800 of value added per employee in 2025.
A new publication or filing at A&J Retail? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind A&J Retail are Petereyns Jonas and Gysemberg Amandine. The shares are held by Petereyns Jonas and Gysemberg Amandine.
Directors
According to the 2025 annual accounts
Petereyns Jonas
Director
Is a shareholder
Gysemberg Amandine
Director
Is a shareholder
Shareholders
Petereyns Jonas · director
Gysemberg Amandine · director
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Grote Markt 52
9060 Zelzate
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 1001.198.861
- VAT number
- BE 1001.198.861
- Registered office
- Grote Markt 52, 9060 Zelzate
- Names & denominations
- A&J Retail
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 13 October 2023
- Peppol
- Active · Active since 16 Sept 2025
- Activities · NACE
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 100 m² en minder dan 400 m²)