Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 39 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SAV from Koksijde, company number BE1001111363, closed financial year 2025 with a result of € 61,316 after tax. For that financial year SAV recorded a gross margin of € 153,993 and equity of € 102,588. Compared with financial year 2024, the result moved from € 38,272 to € 61,316. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
€ 102,588
▲ 149% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 61,316
▲ 60% vs 2024
Profit after tax over the fiscal year.
€ 95,520
▲ € 74,364 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 99,588.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
€ 7,381
▼ 92% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 3.4 million
€ 251,038 is repaid this year. At this pace the long-term loan is gone in ≈ 14 years.
€ 4,600
▲ € 4,349 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 55,375
▲ 295% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Gross margin | € 55,964 | € 153,993 | ▲ 175% |
| Profit after taxes | € 38,272 | € 61,316 | ▲ 60% |
| Equity | € 41,272 | € 102,588 | ▲ 149% |
| Total debts | € 88,439 | € 3,531,723 | ▲ € 3.4 million |
| Cash | € 21,156 | € 95,520 | ▲ € 74,364 |
| Retained profit | € 38,272 | € 99,588 | ▲ 160% |
| Bank debt | € 0 | € 3,449,663 | |
| Balance sheet total | € 129,712 | € 3,634,311 | ▲ € 3.5 million |
Key figures of SAV, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SAV?
What happened at SAV in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 61,316 (▲ 60% vs 2024). Source: NBB ↗
- New establishment in Koksijde. KBO
- Arie Seru became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 38,272 profit in 2024 to € 61,316 profit in 2025.
Paid € 31,203 in corporate taxes since 2024.
Best year ever: 2025, with € 61,316 profit.
A new publication or filing at SAV? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind SAV is Arie Seru. It owns 70% of Marc Seru Aardappelhandel Veurne itself.
Directors
According to the 2025 annual accounts
since 2023
Establishments
Establishment units
Physical locations of this company
Veurnelaan(Kok) 27 box B
8670 Koksijde
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 1001.111.363
- VAT number
- BE 1001.111.363
- Registered office
- Veurnelaan(Kok) 27 bus B, 8670 Koksijde
- Names & denominations
- SAV
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 12 October 2023
- Peppol
- Active · Active since 15 May 2025
- Activities · NACE
Activiteiten van hoofdkantoren
Overige zakelijke dienstverlening, neg