Financials
Financial year 2025
A&F GROUP from Gent, company number BE1001078404, closed financial year 2025 with a result of € 505 after tax. For that financial year A&F GROUP recorded a gross margin of € 6,042 and equity of € 281. Compared with financial year 2024, the result moved from € -324 to € 505. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on January 15, 2026.
€ 281
▲ € 505 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 505
▲ still € 324 loss in 2024
Profit after tax over the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 181.
People and assets in 2025
€ 15,700
▼ 23% vs 2024
Of which on lease € 15,700.
Debts at end 2025
€ 14,866
▼ 19% vs 2024
€ 3,857 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 3,657
▲ € 2,985 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 748
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Gross margin | € 3,349 | € 6,042 | ▲ 80% |
| Profit after taxes | € -324 | € 505 | ▲ € 829 |
| Equity | € -224 | € 281 | ▲ € 505 |
| Total debts | € 21,796 | € 25,631 | ▲ 18% |
| Cash | € 65 | - | |
| Retained profit | € -324 | € 181 | ▲ € 505 |
| Bank debt | € 18,463 | € 14,866 | ▼ 19% |
| Balance sheet total | € 21,572 | € 25,911 | ▲ 20% |
Key figures of A&F GROUP, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to A&F GROUP?
What happened at A&F GROUP in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 505. Source: NBB ↗
- New establishment in Gent. KBO
- Start of the company according to the CBE. KBO
In short
From € 324 loss in 2024 to € 505 profit in 2025.
Best year ever: 2025, with € 505 profit.
Establishments
Establishment units
Physical locations of this company
Spitaalpoortstraat 22
9000 Gent
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 1001.078.404
- VAT number
- BE 1001.078.404
- Registered office
- Spitaalpoortstraat 22, 9000 Gent
- Names & denominations
- A&F GROUP
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 11 October 2023
- Peppol
- Active · Active since 29 Dec 2025
- Activities · NACE
Algemene reiniging van gebouwen
Overige reiniging van gebouwen; industriële reiniging
Algemene elektrotechnische installatiewerken