Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 1 of the last 2 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 46 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BK PHI from Philippeville, company number BE1000288150, closed financial year 2025 with a result of € -129,960 after tax. For that financial year BK PHI recorded a gross margin of € 576,617 and equity of € -42,368. Compared with financial year 2024, the result moved from € -12,426 to € -129,960. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
€ -42,368
▼ € 129,960 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -129,960
▼ 946 % more loss than in 2024
Profit after tax over the fiscal year.
€ 159,491
▼ 46% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -142,386.
People and assets in 2025
13.6
▼ 5.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 522,899
▼ 35% vs 2024
€ 38,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 920,697
▼ 11% vs 2024
€ 163,739 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 157,294
▼ 3% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 58,687
▼ 22% vs 2024
Taxes, VAT and social contributions still to pay.
| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Gross margin | € 987,471 | € 576,617 | ▼ 42% |
| Profit after taxes | € -12,426 | € -129,960 | ▼ € 117,535 |
| Equity | € 87,593 | € -42,368 | ▼ € 129,960 |
| Total debts | € 1,288,395 | € 1,137,047 | ▼ 12% |
| Cash | € 292,776 | € 159,491 | ▼ 46% |
| Land & buildings | € 968,775 | € 846,552 | ▼ 13% |
| Retained profit | € -12,426 | € -142,386 | ▼ € 129,960 |
| Bank debt | € 1,038,159 | € 920,697 | ▼ 11% |
| Balance sheet total | € 1,375,988 | € 1,094,680 | ▼ 20% |
| Employees (FTE) | 18.7 | 13.6 | ▼ 5.1 |
Key figures of BK PHI, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BK PHI?
What happened at BK PHI in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 129,960. Source: NBB ↗
- New establishment in Charleroi. KBO
- New establishment in Philippeville. KBO
- Alain Vermeulen became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 12,426 loss in 2024 to € 129,960 loss in 2025.
On average € 42,400 of value added per employee in 2025.
Management
Behind BK PHI is Alain Vermeulen. Alain Vermeulen is also behind VERMEULEN ALAIN MANAGEMENT SERVICE.
Directors
According to the 2025 annual accounts
since 2023
Establishments
Establishment units
Physical locations of this company
Rue de France 57
5600 Philippeville
Rue de Gilly 296 box 23
6010 Charleroi
Active since 1 October 2023
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 1000.288.150
- VAT number
- BE 1000.288.150
- Registered office
- Rue de France 57, 5600 Philippeville
- Names & denominations
- BK PHI
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 26 September 2023
- Peppol
- Active · Active since 5 May 2025
- Contact
- [email protected]
- Activities · NACE
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