Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 56 % of short-term debt in 2026; threshold 65 %.
Financials
Financial year 2026
ZML from Gent, company number BE1000003484, closed financial year 2026 with a result of € 15,751 after tax. For that financial year ZML recorded a gross margin of € 121,147 and equity of € 18,576. Compared with financial year 2025, the result moved from € -57,175 to € 15,751. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 29, 2026.
€ 18,576
▲ € 15,751 vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 15,751
▲ still € 57,175 loss in 2025
Profit after tax over the fiscal year.
€ 9,372
▲ 160% vs 2025
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2026. Retained profit grew to € -41,424.
People and assets in 2026
€ 78,144
▼ 20% vs 2025
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2026
€ 447,532
▲ 25% vs 2025
€ 21,031 is repaid this year. At this pace the long-term loan is gone in ≈ 21 years.
€ 4,113
▼ 29% vs 2025
Supplier invoices still open on the last day of the fiscal year.
€ 7,032
▼ 11% vs 2025
Taxes, VAT and social contributions still to pay.
| 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|
| Gross margin | € 144,531 | € 121,147 | ▼ 16% |
| Profit after taxes | € -57,175 | € 15,751 | ▲ € 72,925 |
| Equity | € 2,825 | € 18,576 | ▲ € 15,751 |
| Total debts | € 489,442 | € 471,677 | ▼ 4% |
| Cash | € 3,609 | € 9,372 | ▲ 160% |
| Land & buildings | € 466,296 | € 456,751 | ▼ 2% |
| Retained profit | € -57,175 | € -41,424 | ▲ € 15,751 |
| Bank debt | € 357,734 | € 447,532 | ▲ 25% |
| Balance sheet total | € 492,267 | € 490,253 |
Key figures of ZML, fiscal years 2025 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 October 2027.
What happened to ZML?
What happened at ZML in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: profit of € 15,751. Source: NBB ↗
- New establishment in Gent. KBO
- Start of the company according to the CBE. KBO
In short
From € 57,175 loss in 2025 to € 15,751 profit in 2026.
Best year ever: 2026, with € 15,751 profit.
Management
Behind ZML are Jarl Revyn, Wim Campe and Murat Ozgur. The same people are also behind CAMUCO. Jarl Revyn is also behind JNL Digital. Wim Campe is also behind Zca, CAMFISC and M-Accountancy. Murat Ozgur is also behind Zca, CAMFISC and M-Accountancy.
Directors
According to the 2026 annual accounts
Establishments
Establishment units
Physical locations of this company
Martelaarslaan 92
9000 Gent
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 1000.003.484
- VAT number
- BE 1000.003.484
- Registered office
- Martelaarslaan 92, 9000 Gent
- Names & denominations
- ZML
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 September 2023
- Peppol
- Active · Active since 24 Nov 2023
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