What does ART SPEC do?

ART SPEC is an insurance broker in Ukkel. Private Limited, started on 20 August 2008, 1 establishment.

What is the address of ART SPEC?

The registered office of ART SPEC is located at Molièrelaan 339, 1180 Ukkel.

Is ART SPEC still active?

Yes. According to the CBE (30 October 2026) ART SPEC is active, legal situation “Normale toestand”, started on 20 August 2008.

Is ART SPEC registered on Peppol?

No, ART SPEC is currently not registered on the Peppol network.

What is the enterprise number of ART SPEC?

The enterprise number of ART SPEC is BE0899864149.

When was ART SPEC founded?

ART SPEC was founded on 20 August 2008.

Who are the directors of ART SPEC?

According to the 2025 annual accounts, the directors of ART SPEC are: Edouard Sebline, David Ouvrard.

Is ART SPEC a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 20 August 2008; 4 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did ART SPEC make in 2025?

ART SPEC posted a profit after taxes of € 400,713 in financial year 2025.

What is the revenue of ART SPEC?

As a small company, ART SPEC is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 591,432.

ART SPEC (Private Limited) - Ukkel - BE0899864149

Dossier ART SPEC, printed on 30 October 2026 from databakkes.be/en/0899864149/art-spec. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Not on Peppol Peppol

Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.

Financials

Financial year 2025

ART SPEC from Ukkel, company number BE0899864149, closed financial year 2025 with a result of € 400,713 after tax. For that financial year ART SPEC recorded a gross margin of € 591,432 and equity of € 409,114. Compared with financial year 2024, the result moved from € 210,031 to € 400,713. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on February 3, 2026.

What it is worth Growing

€ 409,114

▲ € 400,713 vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 400,713

▲ 91% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 1.2 million

▲ 29% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 402,914.

People and assets in 2025

Wage cost

€ 49,568

▲ 3% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Debts at end 2025

Bank debt

€ 3,291

▲ 160% vs 2024

Loans from banks and other lenders, long and short.

Owed to suppliers

€ 571,466

▲ 39% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 68,514

▲ € 57,086 vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 402,817 Gross margin 2022: € 402,817 First fiscal year in the series	€ 463,502 Gross margin 2023: € 463,502 ▲ 15% vs 2022 (€ 402,817) Favourable step	€ 349,305 Gross margin 2024: € 349,305 ▼ 25% vs 2023 (€ 463,502) Unfavourable step	€ 591,432 Gross margin 2025: € 591,432 ▲ 69% vs 2024 (€ 349,305) Favourable step	▲ 69%
Profit after taxes	€ 268,115 Profit after taxes 2022: € 268,115 First fiscal year in the series	€ 334,157 Profit after taxes 2023: € 334,157 ▲ 25% vs 2022 (€ 268,115) Favourable step	€ 210,031 Profit after taxes 2024: € 210,031 ▼ 37% vs 2023 (€ 334,157) Unfavourable step	€ 400,713 Profit after taxes 2025: € 400,713 ▲ 91% vs 2024 (€ 210,031) Favourable step	▲ 91%
Equity	€ 8,214 Equity 2022: € 8,214 First fiscal year in the series	€ 8,371 Equity 2023: € 8,371 ▲ 2% vs 2022 (€ 8,214) Favourable step	€ 8,401 Equity 2024: € 8,401 Unchanged (€ 8,371) Favourable step	€ 409,114 Equity 2025: € 409,114 ▲ € 400,713 vs 2024 (€ 8,401) Favourable step	▲ € 400,713
Total debts	€ 1,680,926 Total debts 2022: € 1,680,926 First fiscal year in the series	€ 1,463,833 Total debts 2023: € 1,463,833 ▼ 13% vs 2022 (€ 1,680,926) Favourable step	€ 1,005,283 Total debts 2024: € 1,005,283 ▼ 31% vs 2023 (€ 1,463,833) Favourable step	€ 853,767 Total debts 2025: € 853,767 ▼ 15% vs 2024 (€ 1,005,283) Favourable step	▼ 15%
Cash	€ 1,606,025 Cash 2022: € 1,606,025 First fiscal year in the series	€ 1,361,425 Cash 2023: € 1,361,425 ▼ 15% vs 2022 (€ 1,606,025) Unfavourable step	€ 945,961 Cash 2024: € 945,961 ▼ 31% vs 2023 (€ 1,361,425) Unfavourable step	€ 1,224,419 Cash 2025: € 1,224,419 ▲ 29% vs 2024 (€ 945,961) Favourable step	▲ 29%
Retained profit	€ 2,014 Retained profit 2022: € 2,014 First fiscal year in the series	€ 2,171 Retained profit 2023: € 2,171 ▲ 8% vs 2022 (€ 2,014) Favourable step	€ 2,201 Retained profit 2024: € 2,201 ▲ 1% vs 2023 (€ 2,171) Favourable step	€ 402,914 Retained profit 2025: € 402,914 ▲ € 400,713 vs 2024 (€ 2,201) Favourable step	▲ € 400,713
Dividend	€ 268,000 Dividend 2022: € 268,000 First fiscal year in the series	€ 334,000 Dividend 2023: € 334,000 ▲ 25% vs 2022 (€ 268,000) Unchanged	€ 210,000 Dividend 2024: € 210,000 ▼ 37% vs 2023 (€ 334,000) Unchanged	€ 0 Dividend 2025: € 0 ▼ 100% vs 2024 (€ 210,000) Unchanged	▼ 100%
Bank debt	€ 4,694 Bank debt 2022: € 4,694 First fiscal year in the series	€ 0 Bank debt 2023: € 0 ▼ 100% vs 2022 (€ 4,694) Favourable step	€ 1,267 Bank debt 2024: € 1,267 Unchanged (€ 0) Unfavourable step	€ 3,291 Bank debt 2025: € 3,291 ▲ 160% vs 2024 (€ 1,267) Unfavourable step	▲ 160%
Balance sheet total	€ 1,689,140 Balance sheet total 2022: € 1,689,140 First fiscal year in the series	€ 1,472,204 Balance sheet total 2023: € 1,472,204 ▼ 13% vs 2022 (€ 1,689,140) Unchanged	€ 1,013,684 Balance sheet total 2024: € 1,013,684 ▼ 31% vs 2023 (€ 1,472,204) Unchanged	€ 1,262,881 Balance sheet total 2025: € 1,262,881 ▲ 25% vs 2024 (€ 1,013,684) Unchanged	▲ 25%

Key figures of ART SPEC, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.

What happened to ART SPEC?

What happened at ART SPEC in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Feb 3, 2026 New annual accounts for financial year 2025: profit of € 400,713 (▲ 91% vs 2024). filed late Source: NBB ↗
2019 David Ouvrard became a director. NBB
Jul 1, 2009 New establishment in Ukkel. KBO
2008 Edouard Sebline became a director. NBB
Aug 20, 2008 Start of the company according to the CBE. KBO

In short

From € 268,115 profit in 2022 to € 400,713 profit in 2025.

Paid € 385,759 in corporate taxes since 2022.

Best year ever: 2025, with € 400,713 profit.

Paid out € 812,000 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

Edouard Sebline David Ouvrard

ART SPEC

Behind ART SPEC are Edouard Sebline and David Ouvrard.

Directors

According to the 2025 annual accounts

Edouard Sebline

Director

since 2008

David Ouvrard

Director

since 2019

Establishments

Establishment units

Physical locations of this company

Registered office

Molièrelaan 339

1180 Ukkel

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.

All companies at this address →

O.D.N.S.

€ 187,039 gross margin · 2023

TURMS

€ -1,195 gross margin · 2025

IMMOLIERE

€ 105,889 gross margin · 2025

Nyro Legal

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0899.864.149
VAT number: BE 0899.864.149
Registered office: Molièrelaan 339, 1180 Ukkel
Names & denominations: ART SPEC
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 20 August 2008
Peppol: Not registered
Activities · NACE: Activiteiten van verzekeringsagenten en -makelaars

View on CBE Public ↗ Annual accounts (NBB) ↗