Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 17 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CAMELOU from De Panne, company number BE0899775166, closed financial year 2025 with a result of € -16,333 after tax. For that financial year CAMELOU recorded a gross margin of € 72,159 and equity of € -204,038. Compared with financial year 2024, the result moved from € -89,418 to € -16,333. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
€ -204,038
▼ € 16,333 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -16,333
▲ 82 % less loss than in 2024
Profit after tax over the fiscal year.
€ 1,350
▲ € 1,159 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -234,038.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
€ 1,860
▲ 92% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 412,376
▲ € 359,954 vs 2024
€ 53,345 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 18,035
▼ 11% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 25,431
▲ 13% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 79,249 | € 80,608 | € 81,422 | € 72,159 | ▼ 11% |
| Profit after taxes | € -76,337 | € -42,486 | € -89,418 | € -16,333 | ▲ € 73,085 |
| Equity | € -55,801 | € -98,287 | € -187,705 | € -204,038 | ▼ € 16,333 |
| Total debts | € 2,577,602 | € 2,732,561 | € 2,237,372 | € 2,102,921 | ▼ 6% |
| Cash | € 6,662 | € 433 | € 192 | € 1,350 | ▲ € 1,159 |
| Land & buildings | € 1,330,831 | € 1,412,700 | € 812,451 | € 763,870 | ▼ 6% |
| Retained profit | € -85,801 | € -128,287 | € -217,705 | € -234,038 | ▼ € 16,333 |
| Bank debt | € 89,252 | € 78,734 | € 52,422 | € 412,376 | ▲ € 359,954 |
| Balance sheet total | € 2,521,801 | € 2,634,275 | € 2,049,667 | € 1,898,884 | ▼ 7% |
Key figures of CAMELOU, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CAMELOU?
What happened at CAMELOU in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 16,333. Source: NBB ↗
- Maryline Cosse became a director. NBB
- Pascal Martin became a director. NBB
- New establishment in Andenne. KBO
- Start of the company according to the CBE. KBO
In short
From € 76,337 loss in 2022 to € 16,333 loss in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind CAMELOU are Maryline Cosse and Pascal Martin. It owns 99% of Pharmacie Decrouez and 50% of BVPM Distribution itself.
Directors
According to the 2025 annual accounts
Maryline Cosse
Director
since 2014
Pascal Martin
Director
since 2013
Establishments
Establishment units
Physical locations of this company
Duinkerkelaan 96 box E303
8660 De Panne
Rue de Leuze 386
5300 Andenne
Active since 13 August 2008
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0899.775.166
- VAT number
- BE 0899.775.166
- Registered office
- Duinkerkelaan 96 bus E303, 8660 De Panne
- Names & denominations
- CAMELOU
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 13 August 2008
- Peppol
- Active · Active since 1 Jan 2001
- Contact
- [email protected]
- Activities · NACE
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