Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2023 and 2024.
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Tight liquidity NBB
Cash and receivables cover 3 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
FINEX-ZAMEX from Essen, company number BE0899664607, closed financial year 2024 with a result of € -11,846 after tax. For that financial year FINEX-ZAMEX recorded a gross margin of € -10,126 and equity of € -40,944. Compared with financial year 2023, the result moved from € -10,104 to € -11,846. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 27, 2025.
€ -40,944
▼ € 11,846 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -11,846
▼ 17 % more loss than in 2023
Profit after tax over the fiscal year.
€ 1,358
▲ 117% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -47,144.
People and assets in 2024
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2024
None
No bank loans on the last day of the fiscal year.
€ 713
▼ 7% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 339
▲ 106% vs 2023
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € -7,317 | € -9,365 | € -8,585 | € -10,126 | ▼ € 1,541 |
| Profit after taxes | € -8,681 | € -10,823 | € -10,104 | € -11,846 | ▼ € 1,742 |
| Equity | € -8,170 | € -18,993 | € -29,097 | € -40,944 | ▼ € 11,846 |
| Total debts | € 10,393 | € 19,664 | € 29,832 | € 42,302 | ▲ 42% |
| Cash | € 2,223 | € 561 | € 625 | € 1,358 | ▲ 117% |
| Retained profit | € -14,370 | € -25,193 | € -35,297 | € -47,144 | ▼ € 11,846 |
| Balance sheet total | € 2,223 | € 671 | € 735 | € 1,358 | ▲ 85% |
Key figures of FINEX-ZAMEX, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to FINEX-ZAMEX?
What happened at FINEX-ZAMEX in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 11,846. Source: NBB ↗
- New establishment in Essen. KBO
- Franciscus Antonius Jansen became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 8,681 loss in 2021 to € 11,846 loss in 2024.
Paid € 620 in corporate taxes since 2021.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind FINEX-ZAMEX is Franciscus Antonius Jansen.
Directors
According to the 2024 annual accounts
Franciscus Antonius Jansen
Director
since 2008
Establishments
Establishment units
Physical locations of this company
Achterstraat 10
2910 Essen
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0899.664.607
- VAT number
- BE 0899.664.607
- Registered office
- Achterstraat 10, 2910 Essen
- Names & denominations
- FINEX-ZAMEX
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 4 August 2008
- Peppol
- Active · Active since 2 Mar 2026
- Activities · NACE
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