Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 54 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Métal Concept & Stabilité from Charleroi, company number BE0899588985, closed financial year 2025 with a result of € -151,663 after tax. For that financial year Métal Concept & Stabilité recorded a gross margin of € 426,865 and equity of € 136,579. Compared with financial year 2024, the result moved from € 352 to € -151,663. The company made a loss. The buffer shrank hard: equity is 53 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 29, 2026.
€ 136,579
▼ 53% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -151,663
▼ still € 352 profit in 2024
Profit after tax over the fiscal year.
€ 364,173
▲ € 361,372 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 117,979.
People and assets in 2025
4.9
▼ 0.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 333,694
▼ 15% vs 2024
€ 68,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 205,637
▼ 8% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 878,320
▼ 22% vs 2024
€ 241,404 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 2 million
▲ 61% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 239,420
▲ 59% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 936,767 | € 797,613 | € 616,611 | € 426,865 | ▼ 31% |
| Profit after taxes | € 289,022 | € 120,181 | € 352 | € -151,663 | ▼ € 152,015 |
| Equity | € 567,710 | € 287,891 | € 288,242 | € 136,579 | ▼ 53% |
| Total debts | € 3,403,594 | € 3,533,711 | € 2,899,771 | € 3,070,088 | ▲ 6% |
| Cash | € 621,418 | € 67,202 | € 2,801 | € 364,173 | ▲ € 361,372 |
| Land & buildings | € 767,055 | € 738,797 | € 710,540 | € 681,997 | ▼ 4% |
| Retained profit | € 149,110 | € 269,291 | € 269,642 | € 117,979 | ▼ 56% |
| Dividend | € 528,571 | € 0 | € 0 | € 0 | |
| Bank debt | € 1,099,714 | € 1,486,490 | € 1,130,591 | € 878,320 | ▼ 22% |
| Balance sheet total | € 3,971,303 | € 3,821,602 | € 3,188,013 | € 3,206,667 | ▲ 1% |
| Employees (FTE) | 6.3 | 5.2 | 5.4 | 4.9 | ▼ 0.5 |
Key figures of Métal Concept & Stabilité, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Métal Concept & Stabilité?
What happened at Métal Concept & Stabilité in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 151,663 (▼ € 152,015 vs 2024). Source: NBB ↗
- New establishment in Charleroi. KBO
- Start of the company according to the CBE. KBO
In short
From € 289,022 profit in 2022 to € 151,663 loss in 2025.
Paid € 189,445 in corporate taxes since 2022.
Best year ever: 2022, with € 289,022 profit.
On average € 87,100 of value added per employee in 2025.
A new publication or filing at Métal Concept & Stabilité? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Métal Concept & Stabilité is Michel CRESTANI. Michel CRESTANI is also behind CRESTANI IMMO.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Rue Vital Françoisse 220 box Bat.12
6001 Charleroi
Rue Vital Françoisse 220
6001 Charleroi
Active since 31 July 2008
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 9 companies are registered at this address.
All companies at this address →NovAcec Services
€ 4.7 million gross margin · 2025
ECo@hOme
€ 44,953 gross margin · 2024
ASSOC DES COPROPRIETAIRE ACEC ACP
CAISSE DE DECES L ENTRAIDE DES A C E C
IMMO B.P.M.
+4 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
ONECOM, DK
Website info
Features
Security
Network
Details
- Company number
- 0899.588.985
- VAT number
- BE 0899.588.985
- Registered office
- Rue Vital Françoisse 220 bus Bat.12, 6001 Charleroi
- Names & denominations
- Métal Concept & Stabilité · MC & S
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 31 July 2008
- Peppol
- Active · Active since 23 Jan 2026
- Contact
- metal-concept-stabilite.be
- Activities · NACE
Algemene bouw van residentiële gebouwen
Vervaardiging van radiatoren, stoomketels en ketels voor centrale verwarming
Coating van metalen
Overige gespecialiseerde bouwactiviteiten, neg
Activiteiten van ingenieurs en aanverwante technische adviseurs, exclusief landmeters-experts
Reparatie en onderhoud van producten van metaal
Overige gespecialiseerde bouwwerkzaamheden
Oppervlaktebehandeling van metalen