Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
J & M INVEST from Genk, company number BE0899406170, closed financial year 2025 with a result of € -7,068 after tax. For that financial year J & M INVEST recorded a gross margin of € -6,203 and equity of € 28,900. Compared with financial year 2024, the result moved from € -194 to € -7,068. The company made a loss. The buffer shrank hard: equity is 84 % below last year. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on February 2, 2026.
€ 28,900
▼ 84% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -7,068
▼ 3551 % more loss than in 2024
Profit after tax over the fiscal year.
€ 180,600
▲ 17% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 10,300.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 522
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 3,808 | € -137 | € 653 | € -6,203 | ▼ € 6,856 |
| Profit after taxes | € 374 | € 188 | € -194 | € -7,068 | ▼ € 6,875 |
| Equity | € 185,974 | € 186,162 | € 185,968 | € 28,900 | ▼ 84% |
| Total debts | € 10,845 | € 9,101 | € 5,463 | € 156,097 | ▲ € 150,634 |
| Cash | € 10,782 | € 30,025 | € 154,953 | € 180,600 | ▲ 17% |
| Retained profit | € 167,374 | € 167,562 | € 167,368 | € 10,300 | ▼ 94% |
| Dividend | € 0 | € 0 | € 0 | € 150,000 | |
| Balance sheet total | € 196,819 | € 195,264 | € 191,432 | € 184,997 | ▼ 3% |
Key figures of J & M INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to J & M INVEST?
What happened at J & M INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 7,068. filed late Source: NBB ↗
- New establishment in Genk. KBO
- Start of the company according to the CBE. KBO
In short
From € 374 profit in 2022 to € 7,068 loss in 2025.
Paid € 200 in corporate taxes since 2022.
Best year ever: 2022, with € 374 profit.
Paid out € 150,000 in dividends to the owners in total.
A new publication or filing at J & M INVEST? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind J & M INVEST are Jadwiga Tomaluk and Miroslaw Klimas. The same people are also behind J en M.
Establishments
Establishment units
Physical locations of this company
Marcel Habetslaan 23
3600 Genk
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0899.406.170
- VAT number
- BE 0899.406.170
- Registered office
- Marcel Habetslaan 23, 3600 Genk
- Names & denominations
- J & M INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 15 July 2008
- Peppol
- Not registered