Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 32 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
AJ CONCEPT from La Louvière, company number BE0899384988, closed financial year 2025 with a result of € 1,181 after tax. For that financial year AJ CONCEPT recorded a gross margin of € 2,379 and equity of € -40,621. Compared with financial year 2024, the result moved from € -2,807 to € 1,181. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 16, 2026.
€ -40,621
▲ € 1,181 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1,181
▲ still € 2,807 loss in 2024
Profit after tax over the fiscal year.
€ 4,386
▼ 31% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -46,821.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 1,543
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 983
▼ 69% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 351
▲ 3% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -13,512 | € -12,223 | € -1,736 | € 2,379 | ▲ € 4,115 |
| Profit after taxes | € -14,207 | € -13,140 | € -2,807 | € 1,181 | ▲ € 3,988 |
| Equity | € -25,855 | € -38,995 | € -41,802 | € -40,621 | ▲ € 1,181 |
| Total debts | € 31,563 | € 44,656 | € 54,458 | € 61,746 | ▲ 13% |
| Cash | € 310 | € 511 | € 6,354 | € 4,386 | ▼ 31% |
| Retained profit | € -32,055 | € -45,195 | € -48,002 | € -46,821 | ▲ € 1,181 |
| Balance sheet total | € 5,708 | € 5,661 | € 12,656 | € 21,125 | ▲ 67% |
Key figures of AJ CONCEPT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to AJ CONCEPT?
What happened at AJ CONCEPT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 1,181. Source: NBB ↗
- Joris Ottavio Bianchini became a director. NBB
- New establishment in Montigny-le-Tilleul. KBO
- Start of the company according to the CBE. KBO
In short
From € 14,207 loss in 2022 to € 1,181 profit in 2025.
Paid € 664 in corporate taxes since 2022.
Best year ever: 2025, with € 1,181 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind AJ CONCEPT is Joris Ottavio Bianchini.
Directors
According to the 2025 annual accounts
Joris Ottavio Bianchini
Director
since 2024
Establishments
Establishment units
Physical locations of this company
Rue de la Fraternité(PAU) 25
7100 La Louvière
Rue de Gozée 197
6110 Montigny-le-Tilleul
Active since 1 September 2008
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0899.384.988
- VAT number
- BE 0899.384.988
- Registered office
- Rue de la Fraternité(PAU) 25, 7100 La Louvière
- Names & denominations
- AJ CONCEPT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 18 July 2008
- Peppol
- Active · Active since 29 Dec 2025
- Activities · NACE
Ontwikkeling van residentiële bouwprojecten
Metselwerk
Ontwikkeling van niet-residentiële bouwprojecten
Uitvoeren van metsel- en voegwerken