Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 1 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ARTHELO from Sint-Martens-Latem, company number BE0899350544, closed financial year 2025 with a result of € 69,124 after tax. For that financial year ARTHELO recorded a gross margin of € -3,159 and equity of € 275,284. Compared with financial year 2024, the result moved from € 109,403 to € 69,124. The company is profitable. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on January 21, 2026.
€ 275,284
▼ 10% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 69,124
▼ 37% vs 2024
Profit after tax over the fiscal year.
€ 112
▼ 47% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 100,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 896
▼ 62% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 9,445 | € 20,472 | € 19,797 | € -3,159 | ▼ € 22,956 |
| Profit after taxes | € 52,417 | € 80,084 | € 109,403 | € 69,124 | ▼ 37% |
| Equity | € 316,673 | € 296,757 | € 306,160 | € 275,284 | ▼ 10% |
| Total debts | € 491,420 | € 509,865 | € 499,131 | € 533,205 | ▲ 7% |
| Cash | € 67 | € 98 | € 213 | € 112 | ▼ 47% |
| Retained profit | € 304,273 | € 284,357 | € 293,760 | € 262,884 | ▼ 11% |
| Dividend | € 90,000 | € 100,000 | € 100,000 | € 100,000 | |
| Balance sheet total | € 897,932 | € 896,460 | € 895,130 | € 898,328 |
Key figures of ARTHELO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to ARTHELO?
What happened at ARTHELO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 69,124 (▼ 37% vs 2024). Source: NBB ↗
- New establishment in Sint-Martens-Latem. KBO
- Start of the company according to the CBE. KBO
- STEPHANE DEMEERSSEMAN became a director. NBB
In short
From € 52,417 profit in 2022 to € 69,124 profit in 2025.
Paid € 7,973 in corporate taxes since 2022.
Best year ever: 2024, with € 109,403 profit.
Paid out € 390,000 in dividends to the owners in total.
A new publication or filing at ARTHELO? We notify you, reason included.
Follow ARTHELODatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind ARTHELO is STEPHANE DEMEERSSEMAN. It owns 100% of Vandewalle verzekeringen itself.
Directors
According to the 2025 annual accounts
STEPHANE DEMEERSSEMAN
Director
since 2008
Establishments
Establishment units
Physical locations of this company
Molenstraat 1 B
9830 Sint-Martens-Latem
Molenstraat 1 box B
9830 Sint-Martens-Latem
Active since 1 August 2008
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0899.350.544
- VAT number
- BE 0899.350.544
- Registered office
- Molenstraat 1 B, 9830 Sint-Martens-Latem
- Names & denominations
- ARTHELO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 17 July 2008
- Peppol
- Active · Active since 9 Mar 2026
- Activities · NACE
Activiteiten van holdings
Holdings
Activiteiten van verzekeringsagenten en -makelaars