Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 27 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
F.J. INVEST from Gembloux, company number BE0899107153, closed financial year 2025 with a result of € 63,719 after tax. For that financial year F.J. INVEST recorded a gross margin of € 116,695 and equity of € 149,639. Compared with financial year 2024, the result moved from € 13,400 to € 63,719. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 24, 2026.
€ 149,639
▲ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 63,719
▲ € 50,319 vs 2024
Profit after tax over the fiscal year.
€ 961
Cash and bank balances on the last day of the fiscal year.
€ 60,000 paid out
94 % of the profit went to the shareholders, mostly to RHOR IMMO (100 % of the shares). That is where the money ends up.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
€ 64,190
▲ 24% vs 2024
€ 3,318 is repaid this year. At this pace the long-term loan is gone in ≈ 19 years.
€ 646
▼ 64% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 28,673
▲ 191% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 98,264 | € 39,268 | € 41,911 | € 116,695 | ▲ 178% |
| Profit after taxes | € 53,598 | € 12,303 | € 13,400 | € 63,719 | ▲ € 50,319 |
| Equity | € 120,217 | € 132,520 | € 145,920 | € 149,639 | ▲ 3% |
| Total debts | € 166,912 | € 158,476 | € 138,079 | € 131,050 | ▼ 5% |
| Cash | € 682 | € 11,241 | € 0 | € 961 | |
| Land & buildings | € 286,447 | € 279,756 | € 281,852 | € 264,757 | ▼ 6% |
| Retained profit | € 112,157 | € 124,460 | € 137,860 | € 141,579 | ▲ 3% |
| Dividend | € 0 | € 0 | € 0 | € 60,000 | |
| Bank debt | € 142,036 | € 97,496 | € 51,845 | € 64,190 | ▲ 24% |
| Balance sheet total | € 287,128 | € 290,996 | € 283,999 | € 280,689 | ▼ 1% |
Key figures of F.J. INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to F.J. INVEST?
What happened at F.J. INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 63,719 (▲ € 50,319 vs 2024). Source: NBB ↗
- Start of the company according to the CBE. KBO
In short
From € 53,598 profit in 2022 to € 63,719 profit in 2025.
Paid € 53,602 in corporate taxes since 2022.
Best year ever: 2025, with € 63,719 profit.
Paid out € 60,000 in dividends to the owners in total.
A new publication or filing at F.J. INVEST? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of RHOR IMMO comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
F.J. INVESTBehind F.J. INVEST is REGIS HORGNIES. The shares are held by RHOR IMMO (100%).
Establishments
Establishment units
Physical locations of this company
Rue d' Hermoye, Bos. 11
5032 Gembloux
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0899.107.153
- VAT number
- BE 0899.107.153
- Registered office
- Rue d' Hermoye, Bos. 11, 5032 Gembloux
- Names & denominations
- F.J. INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 8 July 2008
- Peppol
- Not registered