Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 3 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Hams Tegelcenter from Ham, company number BE0899038263, closed financial year 2025 with a result of € 18,977 after tax. For that financial year Hams Tegelcenter recorded a gross margin of € 31,432 and equity of € -16,478. Compared with financial year 2024, the result moved from € -31,655 to € 18,977. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 13, 2026.
€ -16,478
▲ € 18,977 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 18,977
▲ still € 31,655 loss in 2024
Profit after tax over the fiscal year.
€ 5,162
▲ 60% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -22,678.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 91
▲ 23% vs 2024
No payroll staff. An amount this small is usually a social contribution or pension premium for the director, booked under staff costs.
€ 6,338
▼ 53% vs 2024
Of which on lease € 1,741.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 64,758
▼ 24% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 2,380
▼ 51% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 404 | € -14,820 | € -17,011 | € 31,432 | ▲ € 48,442 |
| Profit after taxes | € -34,161 | € -45,796 | € -31,655 | € 18,977 | ▲ € 50,632 |
| Equity | € 41,996 | € -3,799 | € -35,455 | € -16,478 | ▲ € 18,977 |
| Total debts | € 179,536 | € 213,135 | € 224,234 | € 207,873 | ▼ 7% |
| Cash | € 4,502 | € 2,824 | € 3,234 | € 5,162 | ▲ 60% |
| Land & buildings | € 153 | € 153 | € 128 | € 103 | ▼ 20% |
| Retained profit | € 35,796 | € -9,999 | € -41,655 | € -22,678 | ▲ € 18,977 |
| Bank debt | € 4,867 | € 0 | € 0 | € 0 | |
| Balance sheet total | € 221,533 | € 209,335 | € 188,780 | € 191,395 | ▲ 1% |
Key figures of Hams Tegelcenter, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Hams Tegelcenter?
What happened at Hams Tegelcenter in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 18,977. filed late Source: NBB ↗
- New establishment in Ham. KBO
- Start of the company according to the CBE. KBO
In short
From € 34,161 loss in 2022 to € 18,977 profit in 2025.
Paid € 598 in corporate taxes since 2022.
Best year ever: 2025, with € 18,977 profit.
Management
Behind Hams Tegelcenter is Kristof Frans.
Directors
According to the 2025 annual accounts
Kristof Frans
Director
Establishments
Establishment units
Physical locations of this company
Heidestraat 26 box B
3945 Ham
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
one.com Mail
Hosting
ONECOM, DK
Website info
Features
Security
Network
Details
- Company number
- 0899.038.263
- VAT number
- BE 0899.038.263
- Registered office
- Heidestraat 26 bus B, 3945 Ham
- Names & denominations
- Hams Tegelcenter
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 3 July 2008
- Peppol
- Active · Active since 16 Dec 2025
- Contact
- hams-tegel-center.be
- Activities · NACE
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